Get a Personal Loan in Pune with competitive interest rates, fast disbursal and flexible EMIs. Whether for education, home upgrades or emergency expenses, ICICI Bank offers a convenient financial solution tailored to your needs.
Personal Loan EMI Calculator
Duration
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Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank.
Personal Loan Interest Rate, Fees & Charges
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Processing Fee
Up to 2.50 per cent of the loan amount plus GST.
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Minimum Eligibility
Minimum monthly income of ₹30,000 for salaried customers.
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Prepayment Charges
For salaried customers: 3 per cent on the outstanding principal after 1 EMI.
Nil charges after 12 or more EMIs.
For MSE customers: Nil after the first EMI for loans up to ₹50 lakh. -
Personal Loan Interest Rate
The Personal Loan interest rate varies based on the loan amount, applicant’s profile, applicant’s employment type and applicant’s existing relationship with the Bank, if any. For details, click here.
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NMMP Charges
₹800 plus applicable taxes monthly, if the repayment mode is inactive or irregular.
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EMI Bounce Charges
₹500 per bounce plus applicable taxes.
