Welcome to the world of hassle-free financing with ICICI Bank. Whether it is a dream vacation, home renovation, taking up an online course, handling medical emergency or planning a wedding, our unsecured Personal Loans have got you covered.
Applying for a Personal Loan online is a simple and easy task without requiring any collaterals. Worried about monthly repayments? With our instant online services, you can have access to funds quickly, once approved. Embrace the financial flexibility with ICICI Bank Personal Loans, where your aspirations meet seamless borrowing. Let us explore the ease of availing a Rs. 70,000 Personal Loan.
With ICICI Bank Personal Loans, there are no hidden charges. All fees are clearly disclosed upfront for transparency.
Zero foreclosure charges after payment of 12 EMIs.
Personal Loan with a repayment tenure of up to 72 months.
Secure a Personal Loan without the need to pledge any collateral, simplifying the borrowing process and making it hassle free
Apply for a Loan up to ₹ 50 lakh; 100% digitally.
Benefit from stable & predictable interest rates that ensure consistency in your monthly payments.
Indian citizens aged between 20-58 years can apply for this loan.
Proof of identity and residence
Latest 3 months' bank statement (where the salary / income is credited)
Salary slips for the last 3 months
PAN Card and Adhaar Card
Proof of identity and residence
Income proof (audited financials for the last 2 years)
Latest 6 months’ bank statement
Office address proof
Proof of residence or office ownership
Proof of continuity of business.
Select the loan amount (₹70,000) and preferred repayment tenure
Fill in personal, income (if applicable) and contact details
Review the loan offer generated online
Confirm and submit the loan application
On approval, receive the loan amount directly into your bank account
Log in to the iMobile app
Go to the Loans section and choose Personal Loan
Enter ₹70,000 as loan amount and provide required details
Once approved, the amount is disbursed to your registered account
Once approved, loan amount is credited to your account
Visit the nearest ICICI Bank branch
Request the small-ticket Personal Loan application form
Fill it out and submit required documents or identity proof
Review sanction terms and accept the loan offer
Complete verification and receive the disbursal
Anyone meeting the Bank’s basic eligibility criteria, whether salaried or self-employed and needing a short-term, small-ticket loan.
Standard KYC documents such as identity proof and address proof are sufficient. Income or bank-statement proof may be requested depending on profile.
Repayment tenure and EMI amounts depend on interest rate and borrower profile. Given the small principal, EMIs will be modest and manageable.
After approval, loan disbursal is typically fast, often within 24-48 hours, directly to your registered account.