Banking Solution for Doctors
Premium solutions for your Personal and Business Banking needs. When your time is valuable, your banking should be effortless.
Convenient Banking
Personalized Banking
Business Banking
Benefits & Features
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Convenient Banking
Dedicated Relationship Manager, Family Banking, Secured Digital Banking with SmartLock, Priority assistance at Phone Banking and branches, Bank anywhere with iMobile app
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Personalised Banking
Customized debit card & cheque book that reflects your profession, Goal-based investment solutions across asset classes
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Lifestyle Privileges
Solutions that compliment your life’s milestones- Credit Card, Forex Cards, Home Loan, Auto Loan
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Business Banking
Flexibility to manage funds between Savings & Current Account through auto-transfer, Medical Equipment Loan, Instant Overdraft, Business Loans
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Payment & Collections
Instant Collections via POS & QR, Bulk payments solutions, Unified Merchant Dashboard in InstaBIZ app
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Exclusive Benefits
Offers on Succession Planning & Tax planning, Professional Indemnity Insurance by ICICI Lombard, Preferential offerings on Education loan & Locker facility
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Enjoy these exclusive benefits through Wealth Management & Private Banking Programme across Savings, Salary & Current Account
Personal Banking Accounts
- Savings Account integrated with Demat & Trading - earn interest on unused funds allocated for trading
- Dedicated relationship team and investment specialists
- Client focused investment solutions across all asset classes validated through Group Investment Council
- Invite-only, Emeralde Private Metal Credit Card
- Family Banking: Extend benefits that you enjoy, to your family
- Savings Account integrated with Demat & Trading - earn interest on unused funds allocated for trading
- Dedicated Relationship Team and priority assistance
- Diversified range of investment options that balance growth and safety
- Consolidated financial summary statement for your entire portfolio
- Family Banking: Extend benefits that you enjoy, to your family
Business Banking Accounts
- Digital Banking with InstaBIZ app & Corporate Net Banking
- Business & Working Capital Loans
- Group multiple Current and Savings Accounts for consolidated relationship management
- Maker-checker facility for easy & secured digital banking
- Premium Business Forex Cards and Corporate Credit Cards
- Digital Banking with InstaBIZ app & Corporate Net Banking
- Seamless Payments and Collections: Bulk Payment, POS, QR and Soundbox along with single view merchant dashboard
- Instant Overdraft facility, Business & Working Capital loans
- Switch seamlessly between Retail & Corporate Net Banking
- Flexibility to choose your Account number
Premium Card Benefits
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Metal
BEST FOR
Outstanding luxury rewards
Exclusive Rewards | Epicure Plus Membership | EaseMyTrip Travel Vouchers
Emeralde Private Metal
BEST FOR
- Taj Epicure Membership
- EazyDiner Prime Membership
- Unlimited Airport Lounge accesss
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Emeralde
BEST FOR
Luxurious lifestyle
Airport Lounge Access | Golf Access | BookMyShow Offer
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Hot selling
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Best for
Business savings and smart spending
Cashback on transactions | Lounge access | Concierge services
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Best for
Exclusive American Express (AMEX) lifestyle offers for Small and Medium-sized Enterprises (SMEs)
Reward points | SME exclusive benefits | Fuel surcharge waiver
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BEST FOR
Everyday essentials and lifestyle benefits
Reward points | Fuel surcharge waiver | SME offers
BEST FOR
Outstanding luxury rewards
Exclusive Rewards | Epicure Plus Membership | EaseMyTrip Travel Vouchers
Emeralde Private Metal
BEST FOR
- Taj Epicure Membership
- EazyDiner Prime Membership
- Unlimited Airport Lounge accesss
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BEST FOR
Lifestyle and Retail Discounts
Cash withdrawl | Lounge access | Reward points
World Debit Card
BEST FOR
- Complimentary airport lounge accesses
- Earn reward points
- Zero Liability Protection
- Fuel Surcharge
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BEST FOR
High Transaction Limits
High transaction limit | Lounge access| Reward points
Private Banking Debit Card
BEST FOR
- Complimentary airport lounge access
- Instant message alerts on transactions
- Reward points on transactions
- Higher daily transaction
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BEST FOR
Privileges and Conveniences
Reward Points | Lounge Access | Fuel surcharge waiver
Peregrine Business Debit Card
BEST FOR
- Fuel Surcharge waiver
- High Withdrawal Limit & Transaction Limit
- Lounge Access/Quarter
- High Reward Points
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BEST FOR
Lifestyle
Reward Points | Lounge Access | Cash Withdrawal
World Business Debit Card
BEST FOR
- Lounge Access/Quarter
- Earn Reward Points
- Higher purchase limits
- Zero Liability Protection
BEST FOR
Lifestyle and Retail Discounts
Cash withdrawl | Lounge access | Reward points
World Debit Card
BEST FOR
- Complimentary airport lounge accesses
- Earn reward points
- Zero Liability Protection
- Fuel Surcharge
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Sapphiro Forex Prepaid Card
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Zero joining fee
BEST FOR
Convenience and global spending
Convenience | Security | Global spending
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BEST FOR
Benefits
Multi-Currency Loading | Manage Online | Robust Security
Exclusive Offers
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INSPL
Get an additional flat 25% off on retail rate of inheritance related services for Indian assets (PIC, PIC-R and I-Need)
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TaxBuddy
Flat 20% off on all Tax related services (ITR Filing, Tax planning, Notice Management, GST, etc.)
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iPhone 17
Up to ₹4,000 instant cashback on Credit & Debit Card EMIs transactions. Up to ₹2,000 instant cashback on Credit Cards transaction. Offer Validity: Dec 28, 2025 to Mar 28, 2026.
Eligibility & Documentation
Resident Individual certified doctors above 18 years of age
License Registration
Valid List of Documents for proof of identity & proof of address Required for Opening Saving Account for Resident Individuals
- Passport
- Aadhaar
- Driving License
- Voter ID Card
- NREGA Job Card
- Letter from the National Population Register
Schedule of Charges
Savings Account
Salary Account
Current Account
FAQs for Doctor Accounts
What are the key offerings for Doctors in ICICI Bank?
What are the key offerings for Doctors in ICICI Bank?
- Doctors are offered premium solutions for both Personal and Business Banking needs
- From daily banking to planning long-term wealth, our solutions support doctors across every stage of their professional journey
- Personalised banking solution with debit card and cheque book reflecting your profession
What is the Average Monthly Balance requirement in Savings Account?
What is the Average Monthly Balance requirement in Savings Account?
MAB requirement in Savings Account is Rs. 15,000
What happens if MAB in Savings Account is not maintained?
What happens if MAB in Savings Account is not maintained?
- Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower
- This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.
Do we have to maintain any Average Balance in a Salary Account once it is active?
Do we have to maintain any Average Balance in a Salary Account once it is active?
No, there is no requirement to maintain Average Monthly Balance in case of a Salary Account
Is grouping/family banking facility is available under current account? What are the criteria for Grouping of Current Accounts?
Is grouping/family banking facility is available under current account? What are the criteria for Grouping of Current Accounts?
Yes, grouping/family banking facility is available. Grouping of current accounts can be done with 1.5x times of the program threshold criteria.
What is auto-transfer funds between Savings Account and Current Account?
What is auto-transfer funds between Savings Account and Current Account?
Auto-transfer of funds is a facility that once enabled, pools funds from your Savings Account or Current Account in case of shortfall in another, helping you manage your business commitments.