Apply for Credit Card online and get instant approval

Click here to update your Nominee details.

Are you familiar with the charges applicable on your Credit Card transactions? Given below are the six common types of Credit Card charges.

To know more about fees and charges please refer to the MITC - PDF (Most Important Terms and Conditions).

Below are some of the benefits that you can enjoy with an ICICI Bank Credit Card:

• Convenient Transactions

Online shopping, bill payments and in-store purchases are all made simple and rewarding with ICICI Bank Credit Cards.

• Establish a Credit Profile

Regular use and timely payments of your ICICI Bank Credit Card will increase your credit score over time and contribute to the development of a robust credit profile.

• Perks on Purchases

Make your purchases more fulfilling with discounts and reward points on almost every transaction.

• Secure Transactions

Your purchases are secured with features like contactless payments and scan-and-pay alternatives.

• Use your Credit Card at reliable and trusted merchants

• Set up SMS alerts for transactions to detect any fraudulent activity

• Always check your Credit Card statement for any discrepancies

• Never save your Card information on any websites

• Use strong, unique passwords and never share your Credit Card information with anyone

• Never use your Credit Card on public WiFi networks or for unsecured transactions

• In case of fraud or theft, report the same at the earliest to make use of the Card Protection Plan.

Some of the common types of Credit Cards available in India are:

• Reward Credit Cards: Get the most from your spending by earning reward points

• Fuel Credit Cards: Save money on fuel and earn reward points

• Travel Credit Cards: Travel more, spend less and earn reward points / frequent flier miles / other perks on every adventure

• Cashback Credit Cards: Earn cashbacks while you shop

• Business Credit Cards: Boost your business with a Credit Card that offers amazing perks tailored to your business’s unique needs and expenses. 

Credit Cards are very convenient to make purchases but there are always some Do's & Don’ts you need to look out for.

Do's

• Always pay your bills on time and in full to have a robust credit history and to avoid paying interest charges

• Always check your Credit Card statements regularly so that you can check for and report any fraudulent activities

• Always use your Credit Card wisely to avoid falling into a debt trap.

Don’ts

• Don't share your Credit Card information with anyone

• Don't exceed your credit limit

• Don't make late payments.

Here are the top reasons why you should apply for an ICICI Bank Credit Card:

• ICICI Bank offers a wide variety of Credit Cards to suit your lifestyle

• Get exclusive deals and discounts on a variety of products and services throughout the year

• Take advantage of discounts, reward points and exclusive savings on dining, shopping, travel and more

• Be assured that all your transactions are secure, including everyday spends, online purchases, bill payments and more.

Here are the eligibility criteria for getting an Instant Credit Card from ICICI Bank:

Minimum Age: 21 years

Here are the steps to apply online for an ICICI Bank Credit Card:

• Choose the Credit Card that best suits your financial requirements by exploring the options available

• Click on ‘Apply Now’

• You’ll be redirected to the application page. Fill in the required details 

• After submitting your details, your new Credit Card will be issued post approval via an internal review process.