ICICI Bank RuPay Credit Card

Yes, the ICICI Bank RuPay Credit Card does provide discounts on movie tickets.

The ICICI Bank RuPay Credit Card offers:

• Reward points on UPI and card transactions
• Seamless linking to UPI apps for easy payments
• No-cost EMI on eligible purchases 
• Wide merchant acceptance across India via the RuPay network
• Card management through the ICICI Bank iMobile app
• Exclusive partner offers and discounts
• Digital and contactless payment options

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank RuPay Credit Card.

Flip your ICICI Bank RuPay Credit Card. The 3-digit Security Code next to the signature panel is your CVV (Card Verification Value). You can also check it by logging in to your iMobile app or Net Banking.

You must be between the age of 21 and 65 years to be eligible to apply for the RuPay Credit Card.

You can find the payment due date of your ICICI Bank RuPay Credit Card either through the monthly statement, iMobile app, Net Banking or by calling Customer Care on 1800 1080.

Please follow the steps below to link your ICICI Bank RuPay Credit Card with iMobile App:

• Step 1: Download and log into the iMobile app

• Step 2: Select ‘UPI Payments’

• Step 3: Click on ‘UPI Settings

• Step 4: Select ‘RuPay Credit Card’

• Step 5: Click on ‘Enter Last 6 digits of Credit Card’ and enter the corresponding digits of the Credit Card Number

• Step 6: Enter your 4-digit PIN

• Step 7: Click on ‘Confirm’.

Yes, the UPI PIN requirement may differ depending on the platform used for linking your ICICI Bank RuPay Credit Card.

• On ICICI Bank iMobile App (Non-Logged In): No separate UPI PIN is required. Your MPIN will be used for authentication.
• On ICICI Bank iMobile App (Logged In): Device binding and login credentials act as two-factor authentication, so a separate UPI PIN is not needed.
• On Third-Party UPI Apps (TPAPs): A separate UPI PIN needs to be created while linking your ICICI Bank RuPay Credit Card for UPI payments.

The ICICI Bank RuPay Credit Card can be linked on the iMobile App post 1 hour of the RuPay Credit Card creation. For non-QR code UPI transactions (e.g. online payments), online transactions must be enabled for your Credit Card. QR code-based iMobile App UPI transactions can be initiated after the RuPay Credit Card is successfully linked to UPI.

You can make payments using the iMobile app by following the path below: Open iMobile App > Scan any QR > Select ‘Pay with RuPay Credit Card > Enter UPI PIN > Confirm

Payments can also be made using your UPI ID payments by entering your UPI OD at merchant apps/ websites and then approving the request on iMobile App at the path below: Log into iMobile App > UPI Payments > Payment Requests > Accept.

Yes, the mobile number used on UPI apps should be same as the mobile number linked to your ICICI Bank RuPay Credit Card. If you have changed your mobile number, please update the same for your ICICI Bank RuPay Credit Card as well. After updating, you will need to re-register the Credit Card on the UPI app.

ICICI Bank RuPay Credit Card expiry details need to be entered for the Card to be linked to third-party UPI apps.

No, only Person to Merchant (P2M) (e.g. payments at stores, websites etc.) are allowed from the linked Credit Card. Other types of payments are not allowed.

Currently, as per RBI guidelines, only RuPay Credit Cards can be linked on UPI.

There is no limit for the number of transactions carried out from a linked Credit Card on UPI. However, the limit on the transaction amount allowed from linked Credit Cards on UPI is governed by the UPI transaction limits set by the National Payments corporation of India (NPCI) and the Credit Limit provided to you on your Credit Card (whichever is lower).

ICICI Bank RuPay Credit Cards cannot be used for certain restricted merchant categories for payments through UPI. These may include person-to-person transfers (P2P), P2PM transactions, cash withdrawals, lending platforms, IPO applications, mutual fund investments, foreign inward remittances and other categories restricted by ICICI Bank from time to time. Users are advised to check the latest guidelines and applicable terms before making transactions.

No, funds cannot be received on a linked Credit Card through UPI.

Yes, you need to enable online transactions on your ICICI Bank RuPay Credit Card using iMobile App/ Net Banking to use Credit Cards for regular online purchases as well as online UPI transactions.

Yes, in case the ICICI Bank RuPay Credit Card is renewed or replaced, you have to re-register the Credit Card in the UPI apps you use.

ICICI Bank Credit Card transactions through UPI will be available in your ICICI Bank RuPay Credit Card statement every month. The statement can be checked on iMobile App at Credit Cards > View Statement and on Net Banking at Cards > Credit Cards > Statement.

Yes, UPI spends using Credit Card will earn reward points as per the reward point structure of the respective Credit Card.

Fuel surcharge waiver will be applicable as per the respective Credit Card features. For more details about UPI transactions using the RuPay Credit Card, click here .

To view your ICICI Bank Credit Card Number online, log into iMobile App or Net Banking and view your Credit Card details.

You can link your ICICI Bank RuPay Credit Card with UPI using the iMobile app. Please follow the steps below:

• Log into iMobile App
• Click on the 'UPI Payments' tab
• Click on 'UPI Settings'
• Click on the button at the bottom-right side of the screen
• Select 'RuPay Credit Card'
• Select the desired bank whose Credit Card you want to link
• Verify the Card details, set the UPI PIN and you are ready to go!

You can now use your RuPay Credit Card for UPI payments at merchant outlets which support the same.

ICICI Bank offers multiple Credit Cards on the RuPay network to suit different lifestyle and spending needs. Some of the popular ICICI Bank RuPay Credit Cards include:

• ICICI Bank Sapphiro RuPay Credit Card: Best suited for premium lifestyle benefits, lounge access and entertainment offers.
  
  
• ICICI Bank Rubyx RuPay Credit Card: Designed for users looking for lifestyle privileges, golf benefits and travel-related offers.
  
  
• ICICI Bank Coral RuPay Credit Card: Ideal for everyday spending with benefits on movies, dining and shopping.
• ICICI Bank HPCL Super Saver RuPay Credit Card: Ideal for individuals looking for savings on fuel spends along with benefits on regular spending categories.
• ICICI Bank MakeMyTrip (MMT) RuPay Credit Card: Designed for frequent travellers seeking travel-related benefits and rewards on eligible bookings and spends.

These Credit Cards also support UPI payments through the RuPay network, allowing you to make secure and convenient transactions directly from supported UPI apps.

A RuPay Credit Card works like a regular Credit Card and allows cardholders to make purchases using a pre-approved credit limit. RuPay Credit Cards can also be linked to supported UPI apps for merchant QR code payments. The utilised amount must be repaid within the billing cycle to avoid applicable interest charges and additional fees.

International usage depends on the RuPay Credit Card variant and the merchant acceptance network available in the destination country. Certain ICICI Bank RuPay Credit Cards may support international transactions and online payments where RuPay acceptance is enabled. Customers can also manage international usage settings through Net Banking or iMobile app.

Before linking the ICICI Bank RuPay Credit Card on a supported UPI app, ensure that the mobile number registered with the Bank is active on the device. Customers should also complete the required OTP verification and create a UPI PIN for transaction authentication. The app should support RuPay Credit Card integration for merchant payments.

A RuPay Credit Card allows users to make purchases using a pre-approved credit limit while also enabling eligible UPI-based merchant payments through supported apps. It offers convenience for online, offline and QR code transactions along with features and benefits such as reward points, secure digital payments and merchant linked benefits.

A RuPay Credit Card functions like a regular Credit Card but may also support linking with eligible UPI apps for merchant QR code payments. The core features such as billing cycle, repayment process, interest charges and credit limit remain similar, while UPI integration adds additional payment convenience.

Yes, ICICI Bank RuPay Credit Cards may include charges such as joining fees, annual fees, interest charges, cash withdrawal fees and late payment charges, depending on the selected card variant and usage pattern. Customers should review the applicable schedule of charges before using the Credit Card.

RuPay Credit Cards are issued by participating banks and financial institutions that support the RuPay payment network. Eligible customers can apply for ICICI Bank RuPay Credit Cards subject to the Bank’s eligibility criteria, documentation requirements and internal approval process.