ICICI Bank Plus
(Add-on) Card

The ICICI Bank Plus (Add-on) Card is an add-on Credit Card linked to a primary ICICI Bank Credit Card, designed to provide flexibility and benefits to family members of the primary cardholder.

This card is ideal for families who want to share a single credit line while giving individual members the convenience and freedom of using their own card.

Yes, the card uses advanced encryption technology to ensure secure transactions. Additionally, Plus (Add-on) Cardholders can authenticate transactions with OTPs and transaction alerts are sent to their registered mobile numbers. Cardholders also receive transaction details in the consolidated monthly statements, offering complete peace of mind.

All reward points earned through transactions on the Plus (Add-on) Card are consolidated into the primary cardholder's reward points account.

You can redeem your reward points across a variety of categories, including vouchers, travel, electronics and lifestyle products, through the ICICI Bank rewards portal.

You can apply for up to 3 Plus (Add-on) Cards under a single primary Credit Card. This allows you to share your credit line with up to three family members while keeping expenses consolidated in one statement.

There is no joining fee for the ICICI Bank Plus (Add-on) Credit Card. An annual fee of ₹199 + GST is applicable, except for ICICI Bank Emeralde Credit Card. For Emeralde Private Metal Credit Card and Times Black Credit Card, an annual fee of ₹3500 + GST is applicable

The applicant must be at-least 12 years of age to apply for ICICI Bank Plus (Add-on) Credit Card

You can apply for ICICI Bank Plus (Add-on) Credit Card through iMobile by Login > Cards > Select Credit Card > Apply Add-on Card and through Net Banking by Login > Cards > Credit Cards > Apply for Plus (Add-on) Card

Ensure that you have the required documents like proof of identity, proof of income and proof of address for a smooth application process.

The ICICI Bank Credit Card shared limit applies when a primary cardholder adds a Plus (Add-on) Card. The Plus (Add-on) Card shares the primary card’s approved credit limit. Both cards can be used separately, but all transactions are adjusted against the same combined limit.