"Logo of ICIC Bank with a circular 'i' symbol in maroon and the bank name in white font." "Logo of ICIC Bank with a circular 'i' symbol in maroon and the bank name in white font."

BEST FOR

Customers seeking health coverage

  • Individuals without medical cover

  • Family members needing advance healthcare services

  • Customers preferring online process

  • Policyholders needing instant confirmation

  • Anyone wanting free cancellation with 30 days

How to Apply

Why Health Insurance Matters

Why Health Insurance Matters
  • Protects You from High Medical Costs
  • Gives access to better healthcare services
  • Helps you stay financially protected in case of illness or emergency
  • Often covers regular check-ups and preventive care

ICICI Lombard Elevate Policy

A comprehensive health insurance plan offering:

  • Flexible sum-insured options with value-added services like reward points, teleconsultations, second medical opinions, and diagnostics.

  • Key benefits include unlimited reset of sum insured, 100% sum insured increase each renewal year, one unlimited claim per lifetime.

Activate Booster (Super Top‑Up)

A top-up policy that kicks in after your base policy’s sum-insured is exhausted. Works on a deductible model for additional financial protection.   

Types of Health Insurance

  • Private Insurance- Offered by companies, employers, or purchased individually.

  • Family or Individual Plans- Coverage for just you or your entire family.

How It Works

  • You pay a regular fee yearly.

  • In return, your insurance pays for a portion of your medical care.

  • Some plans cover more services than others, depending on the provider and plan type.

ICICI Lombard Elevate FAQs

Is maternity covered?

In Elevate, yes- subject to a 24-month waiting period. Booster doesn’t cover maternity.

How is cashless treatment processed?
  • Choose network hospital 
  • Submit documents
  • Get pre-authorization
  • Hospitalization
  • Claim settled directly. 

What happens to unused Reset benefit?

 It doesn’t carry forward to the next year. 

 

 

 

 

 

Disclaimer

This summary is for informational purposes only and not a solicitation, offer, or advice to purchase insurance. Please refer to the specific policy wordings, endorsements, and terms & conditions issued by ICICI Lombard General Insurance Co. Ltd. before purchasing. Benefits, coverage, eligibility, exclusions, and pricing may vary. All tax benefits are subject to prevailing laws under Section 80D (Income Tax Act, India). Ensure full disclosure of your medical history to avoid claim issues.

Disclaimer

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