*Note:

If you do not hold a Savings Account with ICICI Bank, please Click Here to open a 3-in-1 Account. ICICI Bank representative will get in touch with you to open a 3-in-1 Account. For more details, contact Customer Care at 1800 1080.

Best for

3-in-1 Account (Savings + Demat + Trading)

  • Vast range of online Demat Services

  • Digital, paperless Account opening

  • Zero Account opening-charges

  • Dedicated customer care

How to open a Demat and Trading Account online

Important things to know

  • Investor charter

    The investor charter empowers investors with rights and transparency.

    Know your rights

  • Service charges and fees

    Find the charges for ICICI Bank Account and pay by QR code.

    Check here

  • Trading and Bank holidays

    Trading and Bank holidays affect market and banking operations.

    Check the list

  • Declaration and important notices

    Declaration for customers - click Here

    Important notices to Demat customers- click Here

  • Demat Account service request forms

    Download forms, submit with KYC documents.

    Click here

About Demat and Trading Account

What is a Demat Account?

A Demat Account is an account holds that all your securities, e.g. shares, bonds, etc. in an electronic format, eliminating the need for physical certificates. It is essential for trading and investing in the securities market, enabling easy buying, selling and storage of securities.

What Is a Trading Account?

A Trading Account is an account that allows you to buy and sell financial securities like stocks, bonds, Mutual Funds, derivatives, etc., on the stock market. It's usually linked to a Demat Account (which holds your securities in digital form) and a Bank Account (to fund your trades). When you place a trade, the Trading Account executes it, the Demat Account stores the securities and the Bank Account handles the money.

What documents are required for opening a Demat Account?

To open a Demat Account, customers need to submit address proof, identity proof, PAN Card and bank account details. Additional documents may be required based on the applicant type.
Address Proof: Any one of the following documents is accepted:

  • Passport
  • Driving Licence
  • Voter ID Card
  • Aadhaar Card
  • NREGA Card
  • Letter issued by the NPR.

Identity Proof: All the above documents except Driving Licence are accepted.

What are some of the common terms related to a Demat Account?

Common terms include:

ISIN (International Securities Identification Number): A unique identification code assigned to each security.

  • AMC (Annual Maintenance Charges): Annual charges for maintaining the Demat Account.
  • Dematerialisation: Converting physical share certificates into electronic form.
  • Rematerialisation: Converting electronic securities back into physical form.
  • Pledge: Using securities as collateral for a loan.
  • Corporate Actions: Company events such as dividends, bonuses or stock splits that impact holdings.

What are the different types of Demat Accounts offered by ICICI Bank?

ICICI Bank offers Demat Accounts for resident individuals, NRIs, minors and joint holders, each governed by applicant’s eligibility and operational guidelines.

What are the charges for opening a Demat Account?

Charges include annual maintenance charges and transaction charges, as detailed in the ‘Demat Account Charges and Fees’ section of our website. Click here for more details.

Attention investors

  • For Demat-related issues, write to us at customer.care@icicibank.com

     

  • For registering a complaint with SEBI, go to the SCORES portal at: https://scores.sebi.gov.in/

     

  • Procedure to file a complaint on the SCORES portal:

     

  • Step 1: First, register on the SCORES portal


    Step 2: Enter the mandatory details- Name, PAN, Address, Mobile Number, E-mail ID.

    Note:

    1)Fraudsters have been collecting data from investors trading in Forex, sending them bulk messages on the pretext of providing investment tips and luring them into investing in unauthentic entities with the promise of huge profits. Please do not trade on the basis of tips received via SMS. Take informed decisions through verified sources.

     

    2) Do not issue cheques while subscribing to IPOs. Just mention the Bank Account Number and sign the Application Form, authorising your Bank to initiate the payment in case of allotment. This ensures zero hassle in refunds as the money continues to remain in your (the Investor’s) account.

     

    3) Prevent unauthorised transactions in your Demat Account and Trading Account. Update your mobile number and e-mail ID with the Depository Participant or Stockbroker and receive alerts for all your transactions, directly from NSDL or CSDL or NSE on the same day.

     

    4) Updating your KYC is important if you are trading in the securities market. Once KYC is completed with a SEBI registered intermediary, you will not have to undergo the entire process again for another intermediary.

Explore digital Demat services

  • Transaction statement

    You can view transactions in your account. Various filters are available in transaction statement for quick results

  • Request for Client Master list

    You can place a request for receiving the Client Master List ( CML ) online or at your correspondence address

  • E-instructions

    Transfer your shares online to pre-notified target accounts by using e-Instructions in Net Banking

  • TIFD booklet request

    Request for physical TIFD or IDT booklets with the ‘TIFD Booklet Request’ link. Select the booklets and the booklet size you wish and a personalised booklet for the account will be delivered to your door step by courier

View all services

Demat Account FAQs

How do I open a Demat Account?

Click here to open a Demat Account online.
You can also download the account opening form - Individual or Corporate- from the Bank website and submit the filled form and required documents as per the checklist at any ICICI Bank branch that offers Demat services.
There is no fee for opening a Demat Account with ICICI Bank. However, a nominal fee towards services is levied as per our Standard Rate Card.

Can I open more than one Demat Account with ICICI Bank?

Yes, you can open more than one Demat Account with ICICI Bank. There is no restriction on the number of accounts you can open with the same Depository Participant (DP).

Do I have to keep any minimum balance of securities in my Account?

No, there is no prescribed minimum requirement. 

Is a Demat Account safe and secure? 

Yes, ICICI Bank’s Demat Account is secure and safe. It offers multi-layer authentication, encryption and advanced security protocols. ICICI Bank follows SEBI guidelines, ensuring the safety of your holdings. With secure access through Net Banking and the ICICI Bank's iMobile app, your investments remain secured at all times.

 Can NRIs open a Demat Account?  

Yes, NRIs (Non-Resident Indians) can open a Demat Account. NRIs can invest in Indian stock markets through the Portfolio Investment Scheme (PIS), as per RBI and SEBI regulations. Click here to know more or to open an NRI Demat Account.

 What are the uses of a Trading Account?

Here are the main uses of a Trading Account:

  • Buying and selling securities: It allows you to trade in stocks, bonds, Mutual Funds, derivatives, etc., on stock exchanges
  • Execution of Ooders: It facilitates real-time order placement and execution during market hours
  • Market access: Gives access to stock exchanges like NSE and BSE for trading
  • Tracking investments: Helps you monitor your trades, positions and overall portfolio performance
  • Margin trading: Some Trading Accounts allow you to trade with borrowed funds (margin), increasing your buying power
  • Integration: Works in sync with your Bank Account and Demat Account to handle money and store securities

What is the difference Between a Demat Account and a Trading Account?

A trading account and a demat account serve different purposes. A Demat Account securely holds financial instruments like Mutual Funds, stocks and bonds in digital form, while a Trading Account is used to buy and sell stocks and other securities in the market.

Is it compulsory for the investors to use the new handle only?

The investors can choose their preferred mode of payment, such as UPI, IMPS, NEFT, RTGS, or Cheques. If an investor opts to use UPI for the payment to registered intermediaries, then they have to do so only using the new UPI IDs allotted to registered intermediaries.

What should I check while making payment using the new UPI IDs/ QR Code?

Investors need to keep following things into consideration:

1. The UPI ID should properly show the name of the intermediary, followed by the short abbreviation of their category for example “brk” for Brokers, “mf” for Mutual Funds to the left of the “@” character.

2. On the right side of the “@”, the new and exclusive handle “@valid” should be present, followed by the bank name.

3. On the confirmation screen, the app should show a white thumbs-up icon inside a green triangle.

4. The QR code generated using the utility will have a white thumbs-up icon inside a green triangle. It will also display the UPI ID just below the QR code. 

Do investors also need to obtain new UPI handles to transact in the securities market?

No, the new UPI IDs are only for intermediaries to obtain and investors can continue to use their existing UPI IDs.

Whom to approach if my transaction/ payment fails with the new UPI ID?

The secure validated UPI ID of intermediaries will use the same banking channel as the earlier generic UPI handles. In case of any technical difficulty, investors are requested to approach their respective bank.

What types of securities can be held when you open a Demat Account?

When you open a Demat Account, you can hold shares, bonds, Mutual Funds and other securities electronically. It simplifies storage, eliminates physical certificates and supports seamless transactions through a linked Trading Account.

Is a Demat Account compulsory to open a Trading Account and to apply for an Initial Public Offering (IPO)?

A Demat Account is required to hold securities electronically. It works together with a Trading Account for buying, selling and IPO applications.

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