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    Business Loans

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    Working Capital Finance: Loans for your day to day business needs

    Innovative financing designed to fuel your business

    Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, we at ICICI Bank have designed a package of loans to best suit your business requirements.

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    Term-loan

    Term Loans: Invest in your business

    Fund your expansion and asset purchases

    Avail ICICI Bank’s Term Loans to make long term capital investments, whether in plant and machinery or commercial assets.

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    GST Business Loan: Loan based on GST returns for working capital requirement.

    Avail Overdraft facility against property up to ₹20 million on the basis of Goods and Services Tax (GST) returns, with no financials requirement.

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    InstaOD Plus: Avail in 3 quick steps

     Protect your business from exigencies

    Avail Overdraft facility with minimal documentation basis banking transaction with no financial requirement

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    Customised Solutions

    Get loans to match your specific needs. Our tailor made loans for SMEs let you choose the option most convenient and suitable for your business.

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    Loans for New Entities

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    Collateral Free Loans

    Get cash credit and term loan through a government backed CGTMSE loan up to Rs. 2 crore

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    Business loans based on past transaction history

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    Finance for Importers & Exporters

    Get Export Finance, Letter of Credit, Bank Guarantees and foreign currency loans to support your business.

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    Insta-Secured Overdraft Facility

    Insta-Secured Overdraft Facility is an Online lending platform to cater your working capital requirements by providing secured overdraft facility.

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