ICICI Bank ICICI Bank

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What’s in it for you

  • Do transactions 24x7 anytime, anywhere

  • Safe and Secure Banking with SmartLock

  • iFinance: View balance and statement of any bank account

  • Get access to Merchant and Trade solutions

Safe and Secure Banking

  • Two factor authentication for major transactions

  • Lock/ Unlock & secure Account with Smartlock

  • Generate OTP on the app with isafe

Start with 4 simple steps

Empowering businesses nationwide

  • 1.8 M+

    App Downloads

  • 4.6/5

    Ratings

  • 24K+

    Reviews

FAQs

What is InstaBIZ?

InstaBIZ is an all-in-one business banking mobile app that provides all services under one roof to help customers with their business requirements. They can apply for an Overdraft, make payments, order a chequebook and do a lot more with the app anytime, anywhere. This app is now available for all ICICI Bank and non-ICICI Bank customers.

How can customers make payments through InstaBIZ?

Existing ICICI Bank Current Account customers can make payments using InstaBIZ through multiple modes:

  • Fund transfer - NEFT, RTGS and IMPS:
    Go to ‘Fund transfer’ > Register a Beneficiary > Authenticate > Enter amount > Proceed.
    (Quick Fund transfer option helps for payment Rs. 20,000 per day per payee without registering beneficiary)
  • UPI – Go to UPI > Enter UPI ID / Contact No / VPA details / Scan QR > Authenticate > Enter amount > proceed

What services are available on the InstaBIZ app?
  • Customers can use the InstaBIZ app for:
  • Payments solutions – Fund transfer , UPI , Bill payments & GST
  • Trade services – Inward & outward remittance , EEFC to INR conversion , Trade one view dashboard
  • Merchant services – Collections , Sub merchant management , Ordering QR or standee etc
  • Card services – Debit Card , Credit card , Forex.
  • Services like - Cheque book services , Nominee addition , Linking of accounts , Cash management services
  • Download the app now and start experiencing the all-in-one business banking app.

Is there a fee for using the InstaBIZ app?

No. ICICI Bank does not charge a fee for using the InstaBIZ app. Your telecom operator may charge a fee for data usage (internet browsing) or for the SMS service on your mobile device.

Which services are available to a ‘Guest User’?

A ‘Guest User’ can avail the following services on the InstaBIZ app:

  • Link any bank account to start transacting
  • Access Merchant Services & Instant merchant onboarding for UPI / QR
  • Apply for Instant Overdraft
  • Open a Current Account ,RERA account or Trade account
  • Trade Emerge platform for all export-import transactions.

Is the InstaBIZ app secure for transactions?

Yes, the InstaBIZ app is completely secure with end-to-end encryption and single/ dual authorisation using grid value and OTP, ensuring that all transactions are protected.

Can we give approvals using the InstaBIZ app?

Yes, role-based access allows log in as either a ‘Maker’ or a ‘Checker’. A ‘Maker’ can raise an approval request and a ‘Checker’ can approve the request using the InstaBIZ app.

Disclaimer

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