Request for Cancellation of Credit Card

Once a Credit Card is cancelled, it cannot be re-activated. You can, however, apply for a new ICICI Bank Credit Card anytime to continue enjoying benefits and offers.

Yes, please ensure that all bills, EMIs and charges linked to your Credit Card are cleared before initiating a cancellation request.

Yes, any unredeemed reward points will lapse once your card is cancelled. We recommend redeeming points before submitting the cancellation request.

The nominee of the primary cardholder can request any ICICI Bank branch for card cancellation. A copy of the death certificate of the primary Cardholder should be presented and attached with the Credit Card cancellation request form.

Yes. Closing a Credit Card reduces your total available credit limit, which may increase your credit utilisation ratio and could negatively impact your CIBIL score. When closing a Credit Card with ICICI Bank, it is advisable to consider your existing credit limits and outstanding balances.

When you cancel Credit Card with ICICI Bank, you may lose reward points, reduce available credit and affect your credit history length. Plan closure carefully to avoid negatives.

Once you cancel a Credit Card, it cannot be reactivated. You will need to apply for a new card if you wish to use ICICI Bank services again.