Best Fuel Credit Cards for ​​Maximum Savings

Fuel Credit Cards are specially designed Credit Cards that help customers save on everyday fuel expenses while enjoying the convenience of cashless payments. ICICI Bank Fuel Credit Cards offer benefits such as fuel surcharge waivers, cashback on fuel spends, ​​​​points and savings at partner fuel stations. Depending on the card variant, customers may also enjoy accelerated ​​​​rewards on everyday spending categories such as groceries and departmental stores along with ​​​​additional features such as roadside assistance, airport or railway lounge access and dining or entertainment benefit

A fuel surcharge waiver is a Fuel Credit Card benefit from ICICI Bank, waiving off the additional fee or surcharge that is typically added to fuel purchases. You can avail this benefit if you have a Fuel Credit Card from ICICI Bank. Other benefits of a Fuel Credit Card include cashback, reward points on fuel purchases and exclusive discounts on other utilities, making this fuel Credit Card an excellent choice for savings on fuel expenses.

You can apply for a Fuel Credit Card from ICICI Bank and use it at most fuel stations, but the best benefits are usually applicable only at specific partner outlets. Using the Card at pumps other than the partner pumps might not offer rewards or surcharge waivers, so read the terms and conditions carefully before applying for a Card or using it.

Cashback and Reward points on most Fuel Credit Cards apply to diesel purchases also. They also offer surcharge waivers on fuel spends, regardless of fuel type. However, always check the Card’s terms and partner fuel stations to reconfirm whether diesel purchases are eligible for benefits and rewards.

You can apply for a Fuel Credit Card online by visiting the ICICI Bank website and selecting a card that best suits your needs. Make sure to check the eligibility criteria. Fill out the application form with your details. You can also visit any ICICI Bank branch and a Bank representative will help you apply for a Credit Card. Keep your documents like proof of identity, proof of address and Income statements handy.

To use your ICICI Bank Credit Card for an in-store purchase, just swipe or tap your card on the card machine and enter your Personal Identification Number (PIN). 

You can pay your ICICI Bank Fuel Credit Card bill through Net Banking, ICICI Bank's iMobile app, National Electronic Funds Transfer (NEFT), Unified Payments Interface (UPI), by setting up the Auto Debit facility for your account or by visiting an ICICI Bank branch or an Automated Teller Machine (ATM).

To check your ICICI Bank Credit Card details, log in to  ICICI Bank's iMobile app. Here, you can view all the details related to your Credit Card.

A petroleum Credit Card is the same as a Fuel Credit Card. This Credit Card is designed to offer savings on fuel purchases. ICICI Bank’s Fuel Credit Cards provide cashback, reward points and fuel surcharge waivers when used at petrol pumps. These Cards partner with fuel companies and are perfect for daily commuters looking to reduce monthly fuel costs while earning rewards.

Fuel Credit Cards offer fuel-related savings and convenient payment features designed around everyday fuel purchases. Depending on the card variant, cardholders can enjoy cashback on fuel spends at HPCL fuel stations, fuel surcharge waivers and additional savings through partner payment platforms.

ICICI Bank HPCL Super Saver Credit Card

• Save up to 5% on fuel purchases at any HPCL fuel pump when the Card is swiped on any bank’s POS machine or used via the HP Pay app.
  

• The savings include 4% cashback (capped at ₹200 per month) and a 1% fuel surcharge waiver.

• Get an additional 1.5% cashback as Happy Coins on fuel purchases made through the HP Pay app at HPCL outlets.

ICICI Bank HPCL Coral Credit Card

• Save up to 3.5% on fuel purchases at any HPCL fuel pump.
  

• Enjoy 2.5% cashback on fuel transactions (capped at ₹100 per month) when the Card is swiped at HPCL fuel pumps.

• Receive a 1% fuel surcharge waiver when payments are made at HPCL fuel pumps using an ICICI Bank POS machine.

Both variants also support secure and contactless payments, making fuel transactions quick and convenient.

For both the ​​​​ICICI Bank HPCL Super Saver Credit Card and ICICI Bank HPCL Coral Credit Card, applicants must be Indian residents aged above 21 years. Salaried individuals should have a minimum monthly income of ₹20,000, while self-employed individuals should have a minimum annual income of ₹2.4 lakh. Applicants may also be required to submit documents such as identity proof, address proof and income proof during the application process. Card approval and issuance are subject to ICICI Bank’s internal policies and verification.

The approval timeline for an ICICI Bank Fuel Credit Card may vary depending on factors such as eligibility verification, completeness of the application, accuracy of information submitted and internal processing. In some cases, approval may be instant, while in others, it may take additional time based on verification requirements. Applicants can also track their Credit Card application status online after applying. 

The ICICI Bank HPCL Super Saver Credit Card and ICICI Bank HPCL Coral Credit Card differ in terms of fuel savings, rewards structure, joining fees and additional lifestyle benefits: 

You can choose based on whether they prioritise fuel savings alone or a mix of fuel and lifestyle benefits.

The benefits of a Fuel Credit Card include fuel surcharge waivers, cashback on fuel purchases, accelerated reward points, savings on petrol or diesel spends and convenient cashless transactions. Some cards may also provide lifestyle benefits such as rewards on shopping, dining and utility payments.

Eligibility for an ICICI Bank Fuel Credit Card may vary depending on the specific card variant and the bank’s internal eligibility criteria. Applicants may be required to complete the application process and submit relevant documents, such as proof of identity, proof of address and income details, as applicable. Final approval is subject to ICICI Bank’s verification and policies.