Need quick funds for immediate needs such as medical emergencies, small repairs, travel, or urgent expenses? ICICI Bank offers a ₹ 90,000 Personal Loan to help you meet short-term financial requirements with minimal paperwork and fast disbursal.
Amount
Interest Rate
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Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank.
With ICICI Bank Personal Loans, there are no hidden charges. All fees are clearly disclosed upfront for transparency.
Zero foreclosure charges after payment of 12 EMIs.
Personal Loan with a repayment tenure of up to 72 months.
Secure a Personal Loan without the need to pledge any collateral, simplifying the borrowing process and making it hassle free
Apply for a Loan up to ₹ 50 lakh; 100% digitally.
Benefit from stable & predictable interest rates that ensure consistency in your monthly payments.
Indian citizens aged between 20-58 years can apply for this loan.
Proof of identity and residence
Latest 3 months' bank statement (where the salary / income is credited)
Salary slips for the last 3 months
PAN Card and Adhaar Card
Proof of identity and residence
Income proof (audited financials for the last 2 years)
Latest 6 months’ bank statement
Office address proof
Proof of residence or office ownership
Proof of continuity of business.
Select loan amount (₹ 90,000) and choose repayment tenure.
Fill in your personal and financial details.
Review the loan offer generated by the system.
Confirm and submit the loan application.
Upon approval, the loan amount is credited directly to your bank account.
Log in to the iMobile app.
Navigate to the Loans section and choose Personal Loan.
Enter ₹ 90,000 as the loan amount and provide required details.
Submit your application digitally.
On approval, funds are disbursed to your account.
Visit your nearest ICICI Bank branch.
Request and fill out the Personal Loan application form.
Submit required documents (as per eligibility criteria).
Review the sanction offer and accept.
Complete verification and receive the loan amount.
Any eligible individual whether salaried or self-employed who meets the bank's standard lending criteria and needs a short-term small-ticket loan amount.
Standard KYC documents are required such as identity proof and address proof. Depending on profile, additional documents like proof of income or bank statements may be requested.
Interest rate and EMI depend on the bank’s policy and borrower’s profile. Given the modest loan amount, EMIs and monthly repayments are expected to be affordable.
On approval, the loan amount is typically disbursed quickly often within 24 to 48 hours directly into your registered account so you get funds when you need them.
