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Fulfil your Financial Needs with Instant Personal Loan

  • Borrow up to ₹50 lakh

  • No collateral or guarantor required

  • Fast approvals and quick disbursal

  • Flexible repayment tenure of 12 to 72 months

  • Suitable for wedding expenses, medical needs, home renovation, travel or education

Personal Loan EMI Calculator

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Disclaimer: The products, services and offers referred to herein are subject to the Terms and Conditions governing them as specified by ICICI Bank from time to time on www.icicibank.com

 

Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank.

Personal Loan Fees & Charges in Ahmedabad

  • Processing Fee

    Up to 2.50 percent of the loan amount plus applicable taxes.

  • Minimum Eligibility

    Minimum monthly salary required for salaried applicants is ₹30,000.

  • Prepayment Charges

    For salaried customers
    3 per cent onthe principal outstanding after the first EMI
    Nil charges if 24 or more EMIs are paid.
    For MSE classified customers
    Nil charges after payment of the first EMI for loans up to ₹50 lakh.

  • Late EMI Payment

    Additional interest of 24 per cent per annum is charged for late EMI payments.

  • EMI Bounce Charges

     ₹500 per bounce plus applicable taxes.

Steps to Apply for a Personal Loan Online in Ahmedabad

About Personal Loans in Ahmedabad

How to avail a Personal Loan in Ahmedabad?

A Personal Loan in Ahmedabad is an unsecured loan that helps you meet urgent financial needs such as medical expenses, travel, wedding costs, education, or home renovation. ICICI Bank offers a Personal Loan in Ahmedabad with flexible repayment tenures and competitive interest rates. Since no collateral is required, the process is simple and convenient for eligible salaried and self-employed individuals.

What are the benefits of a Personal Loan in Ahmedabad?

It offers fast approvals, minimal documentation, attractive interest rates and flexible repayment schedules. Borrowers can avail up to ₹50 lakh based on eligibility.

What are the eligibility criteria for a Personal Loan in Ahmedabad?

Applicants must be between 20 and 58 years of age, earn at least ₹30,000 per month and have at least 2 years of total work experience along with 1 year at current residence.

What are the fees and charges?

 Processing fee up to 2.50 per cent, prepayment charges as applicable, late payment charges of 24 per cent per annum, bounce charges of ₹500 and NMMP charges of ₹800 per month.

FAQs for Personal Loan in Ahmedabad

Who can apply for a Personal Loan in Ahmedabad?

Salaried individuals, self-employed professionals and business owners who meet the eligibility criteria can apply.

How much loan amount can I get?

Eligible applicants can get a loan amount of up to ₹50 lakh based on income and credit profile.

What is the repayment tenure?

ICICI Bank offers repayment tenures ranging from 12 to 72 months.

Can I apply for a Personal Loan online?

Yes. You can apply online or through the iMobile app with minimal documentation.

Who can apply for a Personal Loan in Ahmedabad?

Salaried professionals, self-employed individuals and business owners residing in Ahmedabad can apply for a Personal Loan, subject to eligibility criteria based on age, income stability and credit history. Applicants must meet ICICI Bank’s eligibility criteria to avail a Personal Loan in Ahmedabad.

Take a word from our Customers

  • N

    Nishi Tyagi

    Rating: 4.5 stars

    Thank you ICICI bank for fulfilling my dream and providing Instant Personal Loan.

  • R

    Rajdeep Agarwalla

    Rating: 5 stars

    Knowledgeable representatives, on Excellent service.

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    Ayush Shukla

     

    Rating: 4.8 stars

    Instant Disbursement, Easy Installments and Effortless Banking.