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How to Apply for Personal Loan

FAQs

What is the Personal Loan feature on iMobile?

A Personal Loan app is a digital platform that allows you to quickly apply for a Personal Loan online. You can also track and manage Personal Loans using the app. The key benefit offered is quick approvals, minimal paperwork and easy access anytime.

How does an online Personal Loan app work?

The working of the Personal Loan app is simple. Just download the loan app, register, and fill in the loan details. ICICI Bank verifies your information, approves eligibility, and disburses funds directly into your ICICI Bank Personal Loan account quickly and securely.

Is it safe to apply for a Personal Loan through iMobile?

Yes, an online app for Personal Loan from ICICI Bank is 100% safe as it uses encryption and secure servers to protect your information. Always download the official bank app from the bank’s website, Google Play Store and App Store so that your financial information remains safe.

Is instant Personal Loan approval available through iMobile? 

Yes, Personal Loan apps offer the benefit of instant loan approval based on eligibility and documents. Once approved, the loan amount is disbursed quickly, often in just a few hours.

How do I apply for a Personal Loan through the digital process?

You can start your online Personal Loan application through the ICICI Bank iMobile app or website.

Loan application through the website

  • Visit the Personal Loan section on the website and click ‘Apply now’

  • Enter your desired loan amount

  • Provide basic personal and work details

  • Review the loan amount and tenure

  • ​​Confirm your application with Aadhaar based eSign and submit

  • ​​Receive quick loan disbursal basis your eligibility

Loan application through the ICICI Bank iMobile app:

  • Log in to the app using MPIN or biometrics

  • Go to Get Pre-approved Loans/Offers’ and select Personal Loan

  • Enter the required loan amount

  • Provide basic personal and work details

  • Review the ​loan amount and tenure

  • ​​Confirm your application with Aadhaar based eSign and submit

  • Receive quick loan disbursal basis your eligibility