Personal Loan
For Travel

You can take a loan amount anywhere between ₹50,000 and ₹50 lakh, according to the eligibility and credit score.

No, ICICI Bank Personal Loan for Travel is unsecured, and no guarantor or collateral is required.

ICICI Bank offers a Personal Loan for Travel to finance your travel-related expenses. It covers costs like flights, hotels and other travel needs, making it easier to plan your dream vacation without financial constraints.

ICICI Bank offers attractive interest rates, flexible repayment options and minimal documentation requirements. The application process is easy, with quick loan disbursal to meet your travel plans without delay.

The repayment period varies from 12 to 72 months, thus allowing borrowers to select the most appropriate term based on their financial capabilities.

Personal Loan foreclosure facility is extended to all customers availing a Personal Loan with ICICI Bank. Customers can foreclose their Personal Loan after the payment of at least one EMI. However, foreclosure charges (and taxes) will be applicable as per the service charges.

A Personal Loan for travel is an unsecured Personal Loan offered by ICICI Bank to help fund travel-related expenses. It can be used for flights, accommodation, local travel and other holiday costs. No collateral is required, and the loan is repaid in fixed monthly instalments.

Eligibility for a Personal Loan for travel depends on factors such as the applicant’s age, income profile and overall credit assessment.

​For Salaried Individuals:

• Indian citizens aged between 20–58 years
• Stable income and employment profile

For Self-Employed: 

• Indian citizens aged between 20–58 years
• Stable business income and continuity of business

Applications are evaluated based on these parameters along with submitted documents.

The Personal Loan for travel from ICICI Bank offers flexible repayment options. Borrowers can choose a tenure ranging from 12 to 72 months, depending on eligibility and repayment comfort. This flexibility allows customers to plan EMIs in line with their monthly cash flow.

The interest rate on a Personal Loan for a holiday is determined by factors such as credit score, income profile and repayment history. ICICI Bank offers favourable rates for eligible customers. For the latest applicable rates, customers should refer to the official website.

With a Personal Loan for travel, borrowers can apply for amounts ranging from ₹50,000 to ₹50 lakh, depending on eligibility and income profile. The approved loan amount is finalised after assessment of repayment capacity and credit history.

Salary requirements help determine eligibility for a Personal Loan for a holiday and ensure repayment capability.

• Applicant must be a salaried individual
• Salary should be credited regularly to their bank account
• Recent salary slips are required
• Latest bank statements must reflect salary credits
• Income criteria may vary basis employer, loan amount and tenure 

Fulfilling these conditions supports quicker eligibility assessment and loan processing.

Annual interest rates on a Personal Loan for travel vary depending on customer eligibility, loan amount and tenure. Rates are subject to change as per the policies. Customers are advised to check the updated interest rate details directly on the official website before applying.

A Personal Loan for a holiday follows a quick approval process once the loan application is submitted. For select customers. ICICI Bank offers pre-approved loan which are disbursed instantly without any documentation. For others, the approval process usually takes one working day. After approval, the loan amount is disbursed.