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Get a ₹9 Lakh Personal Loan

 

Need a reliable financial boost to manage an important expense? Whether it’s funding a home renovation, covering medical costs, planning travel, or managing urgent bills, a ₹9 lakh Personal Loan from ICICI Bank offers you flexible funds with minimal documentation, fast approval and digital disbursement.

 

 

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How to Apply ?

Eligibility Criteria
  • To qualify for an online Personal Loan, applicants must meet the following criteria:
  • Profession: Salaried employees, self-employed professionals and non-professionals
  • Age: 20 years to 58 years for salaried employees, 28 years to 65 years for self-employed professionals and 25 years to 65 years for doctors
  • Income: Minimum Rs 30,000 for salaried individuals, minimum turnover of Rs 15 lakh for self-employed professionals and turnover of at least Rs 40 lakh for non-professionals
  • Experience: At least two years of job experience for salaried applicants, at least five years for business owners and at least three years for doctors
  • Duration in the Current Residence: At least one year
  • Minimum Profit: At least Rs 2 lakh for self-employed individuals and proprietorship firms and Rs 1 lakh for non-professionals after tax.

FAQs

Who can apply for the ₹9 lakh Personal Loan?

Any eligible individual whether salaried or self-employed, meeting the bank’s standard eligibility criteria and needing a mid-sized loan for a one-time expense can apply.

What documents are required?

Standard KYC documents (identity and address proof), bank statements, income proof or salary slips (as applicable). Documentation remains moderate to ensure smooth processing.

What will be the repayment terms and EMI?

Repayment tenure and EMI amount depend on interest rate and borrower’s profile. Since the loan amount is moderate, monthly EMIs are designed to be manageable over the chosen tenure.

How quickly is the loan amount disbursed?

After approval, the loan amount is typically credited digitally to your account often within 24–48 hours, enabling quick access to funds when you need them.

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