Need a reliable financial boost to manage an important expense? Whether it’s funding a home renovation, covering medical costs, planning travel, or managing urgent bills, a ₹9 lakh Personal Loan from ICICI Bank offers you flexible funds with minimal documentation, fast approval and digital disbursement.
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Disclaimer: The products, services and offers referred to herein are subject to the Terms and Conditions governing them as specified by ICICI Bank from time to time on www.icicibank.com
Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank.
With ICICI Bank Personal Loans, there are no hidden charges. All fees are clearly disclosed upfront for transparency.
Zero foreclosure charges after payment of 12 EMIs.
Personal Loan with a repayment tenure of up to 72 months.
Secure a Personal Loan without the need to pledge any collateral, simplifying the borrowing process and making it hassle free
Apply for a Loan up to ₹ 50 lakh; 100% digitally.
Benefit from stable & predictable interest rates that ensure consistency in your monthly payments.
Indian citizens aged between 20-58 years can apply for this loan.
Proof of identity and residence
Latest 3 months' bank statement (where the salary / income is credited)
Salary slips for the last 3 months
PAN Card and Adhaar Card
Proof of identity and residence
Income proof (audited financials for the last 2 years)
Latest 6 months’ bank statement
Office address proof
Proof of residence or office ownership
Proof of continuity of business.
Select loan amount (₹9 lakh) and preferred repayment tenure.
Enter your personal, income, and employment details.
Review the loan offer generated.
Confirm and submit your application.
Once approved, receive the loan amount directly in your bank account.
Log in to the iMobile app.
Go to the Loans section → Personal Loan.
Enter ₹9 lakh as loan amount, fill in required details.
Submit the application digitally.
On approval, funds are credited to your registered account.
Visit your nearest ICICI Bank branch.
Request the Personal Loan application form.
Fill in required details and submit KYC / income documents.
Review and accept the sanction offer.
After verification, loan amount is disbursed to your account.
Any eligible individual whether salaried or self-employed, meeting the bank’s standard eligibility criteria and needing a mid-sized loan for a one-time expense can apply.
Standard KYC documents (identity and address proof), bank statements, income proof or salary slips (as applicable). Documentation remains moderate to ensure smooth processing.
Repayment tenure and EMI amount depend on interest rate and borrower’s profile. Since the loan amount is moderate, monthly EMIs are designed to be manageable over the chosen tenure.
After approval, the loan amount is typically credited digitally to your account often within 24–48 hours, enabling quick access to funds when you need them.
