Get a Personal Loan in Kolkata with competitive interest rates, fast digital processing and flexible EMI options. Whether it’s for education, home renovation, emergencies or travel, ICICI Bank provides a tailored and convenient loan solution for your financial needs.
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Up to 2.50 per cent of the loan amount plus GST.
Minimum monthly income of ₹30,000 for salaried customers.
For salaried customers: 3 per cent on the outstanding principal after 1 EMI.
Nil charges after 12 or more EMIs.
For MSE customers: Nil after the first EMI for loans up to ₹50 lakh.
The Personal Loan interest rate varies based on the loan amount, applicant’s profile, applicant’s employment type and applicant’s existing relationship with the Bank, if any. For details, click here.
₹800 plus applicable taxes monthly, if the repayment mode is inactive or irregular.
₹500 per bounce plus applicable taxes.
