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BEST FOR

Ideal for customers who need fast and dependable financial support

  • Medical or emergency expenses

  • Medical or emergency expenses

  • Higher education or professional courses

  • Home renovation and repair projects

  • Wedding or travel planning

  • Everyday personal financial requirements

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How to Apply

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Instant personal loan

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Balance transfer 

Interest rates 

NRI Personal loan 

Service charges 

Eligibility 

Business installment loan 

Flexicash

Credit Cards

Insurance Plans

Savings Accounts

About Personal Loans in Mumbai

What is a Personal Loan?

A Personal Loan is an unsecured credit facility that helps you fund planned or unexpected expenses without pledging any collateral.

Benefits of a Personal Loan in Mumbai

A Personal Loan helps you manage education costs, medical emergencies, travel plans, home renovation or any personal financial requirement with ease and flexibility.

Interest Rates and Tenure

ICICI Bank offers interest rates starting from 10.85 per cent to 16.65 per cent, with tenures ranging from 12 to 72 months.

Eligibility Factors

Your income, credit score, job stability and debt-to-income ratio influence your loan eligibility and the sanctioned amount.

FAQs

What is the maximum loan amount I can get in Mumbai?

Eligible customers can avail Personal Loans up to ₹50 lakh based on income, profile and credit history.

What is the minimum income required to apply?

A salaried individual must have a minimum monthly income of ₹30,000.

Do I need collateral for a Personal Loan?

No. ICICI Bank Personal Loans are fully unsecured and require no guarantor.

How soon will I get the funds?

Upon successful verification, disbursal is typically completed quickly.

Can I foreclose my loan early?

Yes, prepayment charges apply as per the fee structure.

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Take a word from our Customers

  • N

    Nishi Tyagi

    4.5

    Thank you ICICI bank for fulfilling my dream and providing Instant Personal Loan.

  • R

    Rajdeep Agarwalla

    5

    Knowledgeable representatives, on Excellent service.

  • A

    Ayush Shukla

     

    4.8

    Instant Disbursement, Easy Installments and Effortless Banking.

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