Student Savings Account FAQs

The ICICI Bank Student Savings Account is a specially designed savings account for students that offers zero or low minimum balance requirements, essential banking services, and digital conveniences to help young customers start their banking journey with ICICI Bank.

To open a student account, the student needs to be -

• Resident individual
• Between 17-35 years of age
• Currently enrolled in a premier institution in India

Key features include simplified account opening, no minimum balance requirement, credit card with no joining or annual fees, seamless transition to Salary account, debit card, access to mobile and Net Banking, and financial education support.

The ICICI Bank Student Savings Account is available for college students, provided they meet the eligibility criteria and documentation requirements.

Minor account aged between 17-18 years can be opened by student. Guardian or parent cannot open account .

Students can use ICICI Bank Net Banking or the iMobile app to check balance, view statements, transfer funds, and use more account services.

Statements can be viewed or downloaded via Net Banking or the iMobile app anytime.

Registered mobile number and email ID can be updated through Net Banking or iMobile. For changes requiring verification, a branch visit may be necessary.

Requests can be made via iMobile or Net Banking.

Yes. The Student Savings Account can be linked to UPI and compatible wallets as supported by ICICI Bank.

Typical documents include identity proof (like PAN, Aadhaar etc.) andstudent ID or College Attested Admission Letter.

Yes, PAN card proof is required as part of regulatory compliance for account opening.

Students above the age of 17 can open the account independently.

No,international students cannot open this account

Yes. ICICI Bank secures student accounts through features like iSafe, SmartLock for encrypted banking channels, and proactive fraud monitering

ICICI Bank uses multi-factor authentication, encrypted sessions, and secure credentials to ensure the safety of online and mobile transactions.

Yes. Account holders receive real-time SMS or email alerts for debit/credit activity and important notifications.

Contact ICICI Bank customer care immediately via phone, iMobile, Net Banking, or your nearest branch so the bank can initiate dispute resolution.

You can set transaction controls, enable alerts, and block the card instantly via the iMobile app or Net Banking if lost or compromised.

Yes. ICICI Bank provides guided support through branches, mobileand Net Banking platforms, and dedicated customer care for students and guardians.

You can reach out through ICICI Bank’s toll-free helpline, chat support on the iMobile app, Net Banking support, or by visiting a local branch.

Yes. ICICI Bank offers assistance with setup and navigation of digital banking channels for students, either in branch or virtually.

Feedback can be provided through the iMobile app, Net Banking, email, or directly at the branch.

Yes. Students and parents can schedule branch visits for support, documentation, and queries.

ICICI Bank offers no minimum balance requirements for student accounts — check the specific terms applicable at your branch.

Yes. The ICICI Bank Student Savings Account can be linked to UPI and supported digital wallets for convenient payments.

Yes, students can upgrade to a regular savings account at ICICI Bank after meeting eligibility criteria.It can also upgrade to a salary account as well.

Transaction limits may apply as per ICICI Bank’s policies for debit card usage, online transfers, and ATM withdrawals. For more information , click here