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ICICI Bank Private Savings Account FAQs

What happens if MAB in Savings Account is not maintained?

Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

What happens if programme threshold is not maintained?

Non-maintenance charges will not be levied if ₹15,000 MAB is maintained.

If customer does not meet average programme criteria for 12 months, then the account will be re-classified. 

What happens if Rs. 50,000 MAB in Savings Account is not maintained?

 Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower.

This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

What happens if programme threshold is not maintained?

 Non-maintenance charges will not be levied if ₹50,000 MAB is maintained.

Post 12 months of account opening, your account will be re-graded basis average annual relationship.