Private Banking: Bespoke Solutions
Engagement begins with understanding your requirements and tailoring custom solutions.
Dedicated team
Personalised Banking
Inter-generational Wealth Planning
Exclusive Benefits
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Dedicated relationship team and investment specialists
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Client focused investment solutions across all asset classes validated through Group Investment Council
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Invite-only, Emeralde Private Metal Credit Card
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Family Banking: Extend benefits that you enjoy, to your family
Combined Power of Saving and Investing with 3-in-1 Account
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Invest in Stocks, Mutual Funds and IPOs
Using funds from your ICICI Bank Account via iMobile App
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Know What to Buy, When to Buy
Get research-backed stock recommendations
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Earn Interest on Unused Funds
Funds that are allocated for trading do not leave the saving account of the customer hence they are eligible for earning interest as per the savings bank rate.
Premium Card Benefits
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Metal
BEST FOR
Outstanding luxury rewards
Exclusive Rewards | Epicure Plus Membership | EaseMyTrip Travel Vouchers
Emeralde Private Metal
BEST FOR
- Taj Epicure Membership
- EazyDiner Prime Membership
- Unlimited Airport Lounge accesss
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Exclusive Rewards
BEST FOR
Unparalleled Privileges for a Life of Luxury
Welcome Benefits | Milestone Benefits | Reward Points
BEST FOR
Outstanding luxury rewards
Exclusive Rewards | Epicure Plus Membership | EaseMyTrip Travel Vouchers
Emeralde Private Metal
BEST FOR
- Taj Epicure Membership
- EazyDiner Prime Membership
- Unlimited Airport Lounge accesss
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BEST FOR
High Transaction Limits
High transaction limit | Lounge access| Reward points
Private Banking Debit Card
BEST FOR
- Complimentary airport lounge access
- Instant message alerts on transactions
- Reward points on transactions
- Higher daily transaction
BEST FOR
High Transaction Limits
High transaction limit | Lounge access| Reward points
Private Banking Debit Card
BEST FOR
- Complimentary airport lounge access
- Instant message alerts on transactions
- Reward points on transactions
- Higher daily transaction
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Sapphiro Forex Prepaid Card
Programme Eligibility
Programme Eligibility for individuals (Any one of the below):
- Relationship value of ₹5 Cr
(Deposits + Account balance + MF Value + Demat holdings) - Deposits + Account balance = ₹50 L
*Net monthly salary credit of ₹8 L in ICICI Bank Salary Account
Programme Eligibility for family banking (Any one of the below):
- Family relationship value of ₹7.5 Cr
(Deposits + Account balance + MF Value + Demat holdings) - Deposits + Account balance = ₹75 L
If customer does not meet average programme criteria for 12 months, then the account will be re-classified.
If programme eligibility criteria are not met, customer needs to maintain monthly average balance of ₹15,000 in Savings Account to avoid non-maintenance charge.
Non-maintenance charges are waived off for:
- Family Savings Account linked to ICICI Bank Salary Account
Digital Banking Solutions
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View balance & transactions across all bank accounts with iFinance
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Lock / Unlock all payment modes anytime with SmartLock
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Track, transact & manage all Mutual Fund portfolios at one place
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Single view of FDs, Mutual Funds, Stocks, & Government schemes
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Portfolio rebalancing trigger based on your risk profile
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Pay Credit Card bills of any bank
ICICI Bank Private Savings Account FAQs
What happens if MAB in Savings Account is not maintained?
What happens if MAB in Savings Account is not maintained?
Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower.
This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.
What happens if programme threshold is not maintained?
What happens if programme threshold is not maintained?
Non-maintenance charges will not be levied if ₹15,000 MAB is maintained.
If customer does not meet average programme criteria for 12 months, then the account will be re-classified.