Loans
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Getting instant provisional sanction for your loan
Fixed interest rates starting@8.50%
Flexible EMI Repayments tenure
Minimal Documentation
No Foreclosure Charges
How to get maximum benefits?
Get higher loan amount
Choose Step Up Repayment
Secure a larger loan amount and gradually repay it, making payments easier over time.
Get more cash at lower interest rates
Use Money Saver facility
Efficiently lower your interest expenses by utilizing your savings.
Use Loan Prepayment facility
Pay more each month, save on interest, and finish paying off your loan early
Get more cash at lower interest rates
Use Loan Overdraft facility
Borrow extra funds from repaid amounts, pay interest only on what you use.
Use Loan Top Up Facility
Get additional Money on top of your current loan without the Hassle of a new one
Transfer your Loan to ICICI
For lower EMIs, competitive rates,
flexible tenure.
Things you should know
Processing Fee
You’ll pay ₹6500 + GST.
Minimum Eligibility
Minimum salary requirement for ICICI Bank Home Loan: Rs 25,000/Month
Pre-payment charges
To be paid only if the loan is paid before the selected tenure
SecurityaFor late EMI payment
1%- 2% of EMI is charged as penalty for late EMI payments
How to Improve eligibility
Boost income, reduce debt, and maintain a good credit score.
Things you’ll need
to apply
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
Identity Proof
Address Proof
Income Proof
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
Identity Proof
Address Proof
Income Proof
How to apply!
Looking for something else?
Purchasing
Land
Secure land purchases with competitive rates from ICICI Bank
Commercial
Property
Fulfill your business dreams with tailored property loan solutions
Commercial
Property
Fulfill your business dreams with tailored property loan solutions
Loan against
Property
Unlock your property's value for diverse financial needs
Home Improvement
Loan
Need funds for renovations? Check out our home improvement loan
For NRI
Home Loan
Invest in your dream home with specialized NRI home loan
About Home loans
What is a Home Loan?
A Home Loan is a payment card that allows you to make purchases without immediate payment. It is widely accepted and you need not carry cash with you always. Your bank issues this card based on your income and other eligibility criteria. They set a limit on how much you can spend. However, you have to pay back the amount you spend within a specific time. If you are late in making the payment, you will have to pay the interest along with some additional charges.
What are the benefits of the Home Loans ?
What are Reward Points and how does one use them?
About Home loans
What is a Home Loan?
A Home Loan is a payment card that allows you to make purchases without immediate payment. It is widely accepted and you need not carry cash with you always. Your bank issues this card based on your income and other eligibility criteria. They set a limit on how much you can spend. However, you have to pay back the amount you spend within a specific time. If you are late in making the payment, you will have to pay the interest along with some additional charges.
What are the benefits of the Home Loans ?
What are Reward Points and how does one use them?
Take a word from our Customers
Sharad Kapoor
ICICI Bank's Coral Credit Card has been my financial companion for years. The rewards program offers great value, and the discount.
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I can't say enough good things about ICICI Bank's Amazon Pay Credit Card. The cashback rewards on Amazon purchase.
Apoorv Gupta
The ICICI Bank Platinum Credit Card is a true gem. The lifestyle benefits, including complimentary airport lounge access and travel vouchers.
