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List of Additional Documents

Document categoryDocuments required
Facility AgreementDuly filled and signed by all the applicants with franking (state specific) and MOE, MODT or MOD state specific will be required as applicable
Disbursement Request Form (DRF)Disbursement Request Form (DRF), signed by all the applicants.
Repayment ModeE-NACH or Auto Debit mandate as applicable
(Security E-NACH as applicable)
3 SPDC required for loan above ₹1 crore (One third of the loan outstanding amount)
First PreEMI cheque to be provided with favoring details
 Key Fact SheetSigned by all the applicants.
Administration Charges₹5,000 or 0.25 % of the loan amount whichever is lower plus applicable taxes (The Administrative charges are a one-time non-refundable charge collected by the Lender for the purpose of appraising the valuation and legal verification of property to ascertain suitability of accepting the property for mortgage and the same is independent of the outcome /result of such appraisal. Please note that the administrative charges are payable at the time of disbursement of the Facility)
Stamp DutyState wise Stamp duty will be applicable
Notice of IntimationNotice of Intimation (NOI) will be applicable for properties situated in Maharashtra, Madhya Pradesh. NOI to be done within 30 days from the first disbursement date
Sanction LetterAccepted Sanction Letter, signed by all the applicants.
Pending documents, if any, as per the sanctioned conditions.
Property DocumentsSale Deed and additional agreement, as applicable.
Current Agreement with Registration Receipt and Index 2, as applicable.
Total linked documents.
Approved plan and permissions from the appropriate authority.
Copy of the latest Encumbrance Certificate (EC), as applicable.
Copy of the latest Property Tax Receipt, as applicable.
Click here to view State and transaction wise Property Documents list.
Legal and Technical clearance to be obtained for Loan Disbursement.
Transaction TypeDocuments required
ResaleSeller verification.
Copy of PAN or Aadhaar Card, of all the sellers.
3 months Seller's Bank Statement
Bank Statement reflecting Own Contribution Receipt (OCR) Clearance.
Under-constructionBank Statement reflecting OCR Clearance.
Balance TransferOriginal Documents List, as on date.
Pre-closure Letter of the existing bank, as on date.
Original verification for Balance Transfer (BT), from the Co-Operative Bank.
Land Loan or Self Construction or NRP Plot + ConstructionDeclaration for self-construction.
Lease Rental Discounting (LRD)Facility Agreement with franking.
Hypothecation Deed with franking.
Trust and Retention agreement.
Single Composite letter for Lessor and Lessee