ICICI Bank ICICI Bank

Big Buys, Easy Instant EMIs

 

Shop big today and split payments easily with ICICI Bank Instant EMI — no paperwork, wide brand tie-ups, flexible terms, and amounts from ₹1500 to ₹10 lakh!



FAQs

What is ICICI Bank Instant EMI?

ICICI Bank Instant EMI allows you to convert eligible Credit Card purchases into easy monthly instalments. You can shop in full and repay in parts, choosing from flexible tenure options ranging from 3 to 24 months.

What is the minimum and maximum transaction amount eligible for Instant EMI?

You can convert transactions starting from as low as ₹1,500 up to ₹10 Lakh into Instant EMI, provided your ICICI Bank Credit Card has sufficient available credit at the time of the request.

Is any documentation required to avail Instant EMI?

No additional paperwork is needed! Instant EMI conversion is completely hassle-free and paperless. Just request EMI at the time of transaction, and if your card account has a sufficient credit limit, it will be approved instantly.

What are the tenure and interest rate options under Instant EMI?

ICICI Bank offers flexible tenures of 3, 6, 9, 12, 18, or 24 months. An interest rate of 15.99% p.a. is applicable across these tenures. For selected merchants, No Extra Cost EMI options are also available — the extra cost is borne by the merchant or brand, not by ICICI Bank.

How can I check and track my Instant EMI transactions?

Once your transaction is converted into Instant EMI, the details will appear clearly in your monthly Credit Card statement. You can also use the EMI Calculator on the ICICI Bank website to view and plan your repayment schedule.

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