Loans: Finance every dream with ICICI Bank

ICICI Bank provides a wide range of loans including Home Loans, Personal Loans, Car Loans, Education Loans, Loan Against Property, Gold Loans, and Business Loans under Government schemes like PMMY and Stand-Up India.

You can apply online through the ICICI Bank website or ICICI Bank's iMobile app. For selected loans, you can get instant e-approval with minimal documentation and a fully digital process.

No, ICICI Bank does not charge any foreclosure fees or penalty charges on most loans, making repayment flexible and stress-free.

Interest rates vary by product but government-sponsored schemes may offer a fixed rate (e.g. 16.50% p.a.). Processing fee for loans above ₹25,000 is 2% of the loan amount plus applicable taxes.

Basic KYC, PAN (if available), income certificate, caste or education certificates (if applicable), Udyam registration and a proposed project report are required for schemes like PMMY and GSS.

You can apply for a Solar Loan by visiting ICICI Bank’s official website, contacting a relationship manager, or visiting a nearby branch. The bank will guide you through the application process and help you with all the necessary steps.