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Home Loan Top up Calculator

Amount

Interest Rate

Duration

Disclaimer*: *For representation purpose only. Final values may vary subject to bank’s policy.

About Home Loan Top-Up

What is Top Up Home Loan?

A Top-Up Home Loan is an additional loan added to your existing Home Loan, allowing you to borrow extra funds for personal purposes like home renovation, interiors, etc. It's a convenient and flexible financing option that helps meet various housing-related financial needs without new collateral.

Application process for a Top-Up Loan

Applying for a Top-Up Loan is simple and fast. You can apply online by providing basic details, reviewing available Loan offers, confirming the information and uploading the required documents. This process helps you receive provisional approval quickly, giving you an easy pathway to access the funds you need.

Tenure for a Top-Up Loan 

The tenure for a Top-Up Loan depends on factors like the duration of your existing Home Loan and your eligibility. A longer tenure allows for manageable monthly payments, offering you flexibility and convenience when repaying the Loan over time.

Things You Should Know About Home Loan Top Up

  •   Existing Home Loan

    Add more value to your existing Home Loan with ICICI Bank.

  •  Loan Amount

    The maximum amount that can be availed is up to 100% of the sanctioned amount of the original Home Loan.

  •  Usage

    Use the loan for various purposes, including renovating your home, modernising the interiors, etc.

  •  Attractive Interest Rates

    Get an attractive rate of interest on the Top-Up Loan to save on your repayments.

     

Home Loan Top Up FAQs

How much top up is allowed with a home loan?

You can avail up to 100% of your original loan amount, depending on your eligibility and the value of your existing Home Loan.

Can I get a top up loan on my existing home loan?

Yes, you can borrow additional funds through a Top-Up Loan on your existing Home Loan.

What is the maximum tenure for a home loan top-up?

The tenure for a Top-Up Loan can be up to 20 years, depending on your existing Home Loan tenure.

Is it good to avail of a Top-Up Loan on a Home Loan?

Yes. It is a good option to take a Top-Up Loan on a Home Loan, as it is easily available at a better rate of interest and a long tenure as compared with the other options.

How is the Home Loan Top-Up interest rate calculated?

The Home Loan Top-Up interest rate is determined based on existing loan performance, borrower profile, outstanding balance, tenure, and prevailing ICICI Bank policies.

Home Loan for Different Budget

₹1 Crore Home Loan

₹75 Lakh Home Loan

 ₹70 Lakh Home Loan,

₹60 Lakh Home Loan

₹50 Lakh Home Loan

₹45 Lakh Home Loan

₹40 Lakh Home Loan

₹35 Lakh Home Loan

₹30 Lakh Home Loan

Take a word from our customers

  • P

    Peddintli Rao Dodda

    Rating: 4.5 stars

    I want to express my sincere appreciation for the Relationship Manager who assisted me with my Home Loan application. His follow-up and guidance were instrumental in making the loan process fast and efficient. It took less than two days for the sanction. The disbursement was quick, covering the legal and technical aspects which is not possible with other banks. Thank you for such dedicated support and exceptional service.

  • A

    Abhishek Gupta

    Rating: 5 stars

    I availed a Home Loan from ICICI Bank and I will highly recommend it. The application process was simple, documentation requirements were clear and the bank's team was responsive and professional. The loan approval and disbursal were on time and the transparency of the terms and conditions was commendable. Overall, I had a hassle-free and satisfying experience with ICICI Bank Home Loan team. I am grateful for the support and assistance I have received from the dedicated team of ICICI Bank. I am looking forward to a long and trusted relationship with ICICI Bank.

  • S

    Suraj Srivastava

    Rating: 4.5 stars

    ICICI Bank and its Relationship Manager made my Home Loan process as simple as it could be. It just took 3 weeks right from the first enquiry call to the loan disbursement. Hats off to the team for their prompt actions, timely reminders for documents, closure of tasks etc. I will share my wonderful experience with others and strongly recommend ICICI Bank Home Loan to everyone. Thanks team.

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