Get a Personal Loan in Surat with competitive interest rates, quick processing and flexible EMI options. Whether it’s for education, home renovation, medical needs or travel, ICICI Bank offers a tailored financial solution for your goals.
Personal Loan EMI Calculator
Duration
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Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank.
Things you should know
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Processing Fee
Up to 2.50 per cent of the loan amount plus GST.
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Minimum Eligibility
Minimum monthly income of ₹30,000 for salaried customers.
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Prepayment Charges
For salaried customers: 3 per cent on the outstanding principal after 1 EMI.
Nil charges after 12 or more EMIs.
For MSE customers: Nil after the first EMI for loans up to ₹50 lakh. -
EMI Bounce Charges
₹500 per bounce plus applicable taxes.
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NMMP Charges
₹800 plus applicable taxes monthly, if the repayment mode is inactive or irregular.
