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SUITABLE FOR

Quick and Easy Home Loans

  • Instant Sanction

  • Special Processing Fee

  • No Documentation

  • Online application process with flexible tenure

  • Nil Pre-payment Charges

Things You Should Know About Pre-Approved Home Loan

  • Check Loan Eligibility

    Based on your income, credit score and various other factors

     

  • Choose from a vast range of builder projects approved for Home Loans

    Faster processing and quick disbursal of Home Loan for properties approved for funding by ICICI Bank Home Loan

  • Apply Online Easily

    Instant online sanction with no paperwork.

About Pre-approved Home Loan

Eligibility Criteria for Pre-Approved Home Loan

Available for existing ICICI Bank customers, both salaried and self-employed individuals. Eligibility depends on income, age, credit score and repayment capacity, which ensures that your loan offer matches your financial profile.

Choose From builder projects approved for Home Loan

Get quicker disbursement* by choosing a property from our vast database of residential projects approved by ICICI Bank for Home Loan funding.

View Builder Projects List

FAQs

What is an Pre-approved Home Loan?

An Pre-approved Home Loan offers instant sanction to select existing customers of ICICI Bank who fulfill the eligibility criteria. Eligibility is based on income, age, credit score and repayment capacity. You can also speed up disbursement by choosing a property from a list of builder projects approved for Home Loan funding by ICICI Bank

Is it mandatory to identify a property before generating the sanction letter?

No, you can generate the sanction letter even if a property is not yet identified. However, you must identify a property within the 6-month validity period.

How do I apply for a higher amount?

If you need a higher loan amount, you can add a co-applicant to your loan application

After getting the Pre-approved Home Loan sanction, do I need to submit any documents at the time of disbursement?

Yes. You will need to submit the following documents at the time of disbursement:

  • Property documents of the selected property

  • Disbursement documentation (Our executives / Branch team will assist you)

  • Any other documents as per the sanction letter or property requirements.

If I reduce the tenure of my Pre-approved Home Loan, what will be the effect on the Home Loan amount?

If you reduce the loan tenure, your Equated Monthly Instalment (EMI) will be adjusted accordingly

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