Juggling between multiple apps? Easily link and manage your other Bank Accounts, Stocks and ETFs now in iFinance. iFinance features a single, easy-to-use dashboard.
Best for
Track All Your Finances in One Place with iFinance
Link your other Banks Accounts, Stocks, and ETFs
Monitor Your Income and Expenses at your convenience
View Top Spending Categories and Download Statements
Enjoy a 100% Secure Overview of All Transactions
Quickly view all your other Bank Accounts, Stocks and ETFs in one place conveniently.
Stay on top of your income and expenses by understanding your financial behaviour.
Transaction Highlights
Customised overview of your debit, credit and merchant transactions.
Secure Data- Fetching
iFinance uses RBI-regulated Account Aggregator ecosystem, to link your other Bank Accounts, Stocks and ETFs across brokers with OTP and Consent based Data sharing giving you a secure, unified view of your balances and investments.
Log into the iMobile app
Go to: Accounts & FD / RD > iFinance
Click on ‘Proceed’ on Disclaimer pop-up and begin the secure linking journey
Select accounts, verify via OTP and approve consent
Login to Retail Net Banking using User ID and password or QR code
Navigate to: Accounts > iFinance
Click Proceed and link and verify your accounts in iFinance
Access iFinance dashboard to manage your finances
Log into the InstaBIZ app
Go to: View Accounts & Holdings > iFinance Card
Click on 'Proceed' on Disclaimer page and start your journey
Select banks and accounts, verify and grant access
Login to Corporate Net Banking using Login ID and password
Navigate to: Accounts > iFinance
Click on 'Proceed' on Disclaimer page and start your financial journey
Securely link your accounts and view your financial data at one place
What is iFinance?
iFinance is a feature available within the ICICI Bank digital platforms - Internet Banking and Mobile apps (for both individual and self-employed segments). It is powered by our account aggregator technical service (via Financial Information Providers or FIPs), which allows you to fetch and view information of all your bank accounts and investments linked with registered mobile number, held at other banks.
iFinance offers a comprehensive view of your statements, including bank balances, top spending and income categories, expense breakdowns, daily inflows, expenses, balance analysis and your investments.
Using iFinance you can link all other Bank(s) account(s), view transactions, download statements, check spends & track them. For your ICICI Bank account(s) please refer the iMobile app, where in you can avail all these features within the app itself.
It has always been a common pain-point for customers to visit multiple bank branches or navigate through different banking apps to view individual account related information. iFinance feature brings you a one-stop digital solution to get a consolidated view of all your bank accounts and their balances, along with investments, in a single window.
It also offers you summary and analysis of your income and expenses, showing where and how you spend money from all your accounts. This helps you gain better control over your transactions and seamlessly monitor your finances and expenses. Additionally, it shows your investment holdings, their current value and more.
Yes, we prioritise the security and privacy of your financial data. As a leading Bank, we adhere to industry-leading security standards to protect your information.
The accuracy of the data displayed in the iFinance depends on the accuracy of the information shared by the other Financial Institutions across banks, CTAs, depositories, (FIPs) etc. We rely on the data provided by these FIPs and do not alter or modify it in any way. It is essential to regularly review your transactions and balances to ensure accuracy.
No, iFinance is intended to provide you with a consolidated view of your Bank Accounts and Investments. It does not provide investment or financial advice. Any financial decisions you make should be based on careful analysis and consultation with financial experts, as well as considering other relevant factors beyond iFinance’ s representation of data.
The data in iFinance is refreshed daily to provide you with up-to-date information. You may also manually refresh at an hourly interval. However, the frequency of updates may depend on the policies of the consent provided by you, the respective FIPs and the availability of data from those institutions.
Yes, you have the flexibility to de-link your accounts from other banks at any time. Simply, go to iFinance and revoke the consent. This will remove the data of all Bank accounts linked to that consent from iFinance. The same applies to your investments.
As an ICICI Bank customer, the usage of iFinance is free of charge. However, please refer to the terms and conditions provided by ICICI Bank for any applicable fees related to using specific features of iFinance from time to time.
If you come across any issues or have questions related to iFinance, you can reach out to ICICI Bank’s customer support for assistance to address your concerns and we will provide you with the necessary guidance.
In case your account linking or data updating fails, feel free to contact ICICI Bank Customer Care.
Yes, you may re-link the delinked accounts at any time you want. You have to follow the same process as you did while linking the accounts initially.
De-linking will not delete the data which was previously received but it will stop the data which is being fetched basis your Consent for future.
The Stocks & ETFs feature in iFinance allows users to link, view and track all their Stock and ETF holdings in one place, alongside their bank accounts.
It helps to get a consolidated financial overview. Instead of juggling between multiple brokerage platforms, you can now track your Stocks and ETFs portfolio right within iFinance.
No, the Stocks & ETFs feature in iFinance allows users to link accounts from other brokers and depositories as well, providing a complete view of your investments.
iFinance is primarily a tracking and insights tool. You can only monitor and track your holdings within iFinance.
