Manage Multiple Bank Accounts, Stocks & ETFs Easily with ICICI Bank iFinance

Managing finances today is more complex than ever.

From juggling multiple Savings and Current Accounts across banks to tracking stocks on various brokerage platforms, financial management has become a fragmented and complicated experience. Most of us log into several different apps to understand where our accounts stand, how much we’ve spent or how our portfolios are performing. It’s not just inconvenient- it’s inefficient.

Recognising this problem, ICICI Bank has introduced iFinance, a revolutionary personal finance management tool available across all its digital platforms. Built to simplify and secure the way you manage your finances, iFinance unifies all your bank accounts, stocks and ETFs into a single dashboard. Whether you’re a salaried professional, entrepreneur, self-employed individual or investor, iFinance gives you a comprehensive view of your financial world- clearly, securely and effortlessly.

What is iFinance?

iFinance is a financial management solution offered by ICICI Bank on its platforms like iMobile, Retail Net Banking, InstaBIZ and Corporate Net Banking. It leverages the RBI-regulated Account Aggregator ecosystem to securely fetch and display your financial data across institutions, with your explicit consent.

Consider this scenario: you have a Savings Account at one bank, a Current Account at another bank and your stock holdings are spread across different brokers. iFinance brings them all together in one clean, user-friendly interface. It’s designed to offer deep visibility into your accounts and help you take smarter financial decisions, without the need to switch between multiple apps.

What’s New? Introducing Stock & ETF Tracking with iFinance

With its latest upgrade, iFinance goes beyond traditional banking. You can now link your investments in stocks and ETFs as well as your Savings and Current Accounts. Whether you invest regularly in equities, hold ETFs across platforms or are just getting started with the stock market, iFinance provides:

• Portfolio Insights: Asset-wise summaries that help you track the performance of your stocks

• Smarter Financial Planning: You can understand how your holdings are working and take necessary action

• Visibility: View all linked stock and ETF data alongside account transactions for full context.

This integration enhances iFinance from a digital banking tool into a comprehensive stock-viewing platform.

Why iFinance is a Game Changer

In a world where banking and tracking of stocks happen on different platforms, iFinance transforms your experience by offering a single, intelligent interface. No more toggling between bank apps, demat platforms or dashboards. With iFinance, you log in once and access everything- from account balances to stocks- in one seamless view.

However, iFinance is not just about ease- it’s about empowerment. iFinance provides meaningful financial insights like:

• You can track inflows and outflows across accounts, see your top income & expense categories and monitor your spending trends

• You get an overview of your top Debit Card, Credit Card and merchant transactions, making expense tracking clearer than ever

• You can download consolidated statements of all linked bank accounts, eliminating the hassle of visiting multiple sites or apps.

Access is secured through OTP-based authentication within the RBI-approved Account Aggregator framework, ensuring encrypted, consent-driven data sharing. You can add or remove accounts or revoke access at any time- you are fully in control.

Key Features of iFinance

Here’s how iFinance simplifies and strengthens the way you manage your financial life:

• Unified Dashboard: View balances, transactions and stocks & ETFs across all linked banks and brokers

• Smart Categorisation: Your income and expenses are automatically grouped for easier insights

• Top Transaction Overview: Instantly see your most important transactions

• Spending & Income Analysis: Understand your cash flow, monitor transaction patterns and make informed decisions

• Stock & ETF Tracking: Get clear summaries of your linked portfolios

• Downloadable Statements: Get consolidated account summaries in one place for better clarity

• Privacy First: All data sharing is encrypted and completely in your control

• Available Everywhere: Accessible through iMobile, InstaBIZ and Net Banking.

How to Get Started with iFinance

Getting started with iFinance is a breeze. Here’s how you can activate it across platforms:

Through iMobile:

• Log into the iMobile app

• Go to: Accounts & FD / RD > iFinance

• Click on ‘Track Your Accounts’ and begin the secure linking journey

• Select accounts, verify via OTP and grant consent.

Through Retail Net Banking:

• Visit www.icici.bank.in and click on ‘Personal’ under ‘Login’ in the top right corner

• Log in using User ID and password or QR code

• Navigate to: Accounts > iFinance

• Link accounts and verify to access your dashboard.

Through InstaBIZ:

• Log into the InstaBIZ app

• Go to: View Accounts & Holdings > iFinance Card

• Select banks and accounts, verify and grant access.

Through Corporate Net Banking:

• Visit www.icici.bank.in and click on ‘Corporate’ under ‘Login’ in the top right corner

• Log in using Login ID and password

• Navigate to: Accounts > iFinance

• Complete the linking process to view your data.

Manage Your Profile and Consent

You’re always in charge. iFinance allows you to:

• View your profile and linked accounts

• Add or remove accounts at any time

• Revoke consent in one click, if you no longer wish to share certain data.

Everything is encrypted through RBI-licensed aggregators. Your financial privacy is never compromised.

Why iFinance Matters

Beyond simplifying your banking and stock-tracking experience, iFinance helps ICICI Bank understand your financial ecosystem better. This enables smarter service recommendations and relevant offerings- based on your real needs.

Conclusion

In a landscape that’s becoming more scattered and fast-paced, iFinance stands out as a comprehensive solution for financial clarity and confidence. Whether you're checking balances, analysing transactions or monitoring your equity holdings, iFinance gives you full visibility, securely and intelligently.

With the addition of stocks and ETFs, iFinance now brings your financial data into one smart dashboard, so you don’t have to juggle apps, remember multiple logins or miss important insights.

Simplify the way you bank and invest- start your journey with iFinance today.