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Times Black ICICI Bank Credit Card

ICICI Bank Times Black credit card design.

A card that introduces you!

Unparalleled privileges for a life of luxury

ICICI Bank Times Black credit card design.

Find the ideal Credit Card

ICICI Bank Coral, Rubyx, and Sapphiro credit cards displayed vertically.

About NRI Credit Cards

Eligibility criteria for NRI Credit Card

NRI Credit Card eligibility and assessment criteria can differ from bank to bank, considering factors like income, employment and financial history.

NRIs qualify for ICICI Bank Credit Cards with:

  • A valid NRE or NRO Account with sufficient funds
  • A stable income
  • Good credit history

Contact your ICICI Bank Relationship Manager for a specific Card assessment.

Document checklist for NRI Credit Cards

Submit these documents to apply for an ICICI Bank NRI Credit Card:

  • Copy of valid passport
  • Work permit, employment visa or admission letter
  • proof of Indian address, such as a passport, utility bill or bank statement
  • proof of foreign address, including recent utility bills, residence permit or property tax receipt
  • PAN Card or Form 60 if PAN is unavailable
  • FATCA or CRS declaration, as applicable

Exclusive travel benefits

ICICI Bank NRI Credit Cards deliver premium travel perks for seamless journeys. Key features include airport lounge access via select Cards and airline partnerships. Additional benefits might include priority check-in and bonus miles on flights.

Benefits of choosing ICICI Bank NRI Credit Card

ICICI Bank NRI Credit Cards provide convenience to Non-Resident Indians managing expenses in India and abroad. These Cards are linked to NRE or NRO Accounts and offer rewards alongside practical usage benefits.

  • Access hassle-free online payments in Indian rupees and international currencies. International transactions attract foreign exchange charges
  • Withdraw cash from international ATMs in local currency, subject to applicable fees and conversion costs
  • Earn reward points and cashback on domestic transactions within India on everyday spends
  • Enjoy perks of exclusive airline partnerships like lounge access, priority check-in and bonus miles.
  • Add family members as supplementary Cardholders to share benefits conveniently

Reward and cashback offers

Earn cashback on fuel, shopping, and dining. Get discounts on BookMyShow, Inox, and major retail brands. Some cards offer annual fee waivers based on spending thresholds.

FAQ for NRI Credit Card

Who is eligible for an ICICI Bank NRI Credit Card?

Non-Resident Indians (NRE / NRO Account holders) with valid proof of overseas address, passport, visa and a satisfactory credit score are eligible. Income criteria might vary for different Credit Card types.

What documents are required to apply for an NRI Credit Card?

You need a passport, visa, overseas address proof, Indian bank account details and income proof. Some Cards might require additional documentation based on the eligibility criteria.

What are the benefits of an ICICI Bank NRI Credit Card?

ICICI Bank NRI Credit Cards offer exclusive benefits such as cashback on fuel and shopping, reduced forex markup, complimentary airport lounge access and special travel privileges with partner airlines.

Can I use my ICICI Bank NRI Credit Card for international transactions?

Yes, ICICI Bank NRI Credit Cards are designed for global use, with lower forex markup. Some Cards come with additional privileges like Skyward Miles, making them ideal for frequent international travellers.

How can I apply for an ICICI Bank NRI Credit Card?

You can apply by visiting any ICICI Bank Branch or by contacting NRI Customer Care. Ensure you have all the required documents before you apply, in order to expedite the process.

Do ICICI Bank NRI Credit Cards come with complimentary lounge access?

Certain ICICI Bank NRI Credit Cards offer complimentary lounge access at domestic and international airports through airline partnerships. Some of the NRI Credit Cards that offer lounge access include premium variants like Sapphiro, Emeralde, Rubyx and Coral. These Cards offer complimentary domestic and international airport lounge visits based on quarterly spending thresholds being met.

Can I get a Credit Card against my NRE Account?

Yes, ICICI Bank issues NRE Account Credit Cards supporting both domestic and international transactions in Indian rupees and foreign currencies. These suit NRIs who need global usability, unlike NRO Cards limited to India. You must maintain adequate funds to qualify for an NRE Credit Card.

What is an NRO Credit Card and who can apply?

An NRO Credit Card from ICICI Bank is linked to a Non-Resident Ordinary (NRO) Account for domestic transactions only in Indian rupees, making it ideal for India-based expenses. NRIs holding valid NRO Accounts can qualify for this Card. It differs from NRE Credit Cards in the form of restrictions on international use.