"Logo of ICIC Bank with a circular 'i' symbol in maroon and the bank name in white font." "Logo of ICIC Bank with a circular 'i' symbol in maroon and the bank name in white font."

Student Credit Card

 

 

Begin your financial journey with confidence. The ICICI Bank Student Credit Card gives you the freedom to manage expenses, build credit early and enjoy rewards, without requiring income proof or a credit history. It’s a smart, convenient and secure way to handle your day-to-day spending as a student.

What is a Student Credit Card?

It is a Credit Card designed for students with no income or credit history. ICICI Bank issues Student Credit Cards against a fixed deposit of at least ₹10000, offering up to 90 per cent of the deposit as credit limit.

Yes. You can easily make online purchases across India and in select overseas stores using the ICICI Bank Sapphiro Credit Card.

Who is eligible for a Student Credit Card?

Any student above 18 years of age with valid ID and address proof. Proof of enrollment may be required.

What are the main benefits?

Build credit history early, enjoy rewards, discounts and the convenience of cashless payments while developing responsible financial habits.

How should students use the card responsibly?

Track spending, pay bills on time and avoid carrying balances. Use the card only for essential purchases.

Can students hold more than one Credit Card?

Yes, but responsible usage is essential to avoid debt and maintain a healthy credit score.

Can I get a Student Credit Card without a job?

Yes. Students can apply using a fixed deposit or proof of enrollment instead of income proof.

How do I check my application status?

Check through ICICI Bank Internet Banking, the iMobile app or by contacting customer care.

What is the credit limit for Student Credit Cards?

Credit limit is up to 90 per cent of the fixed deposit amount, subject to bank policy.

What is the interest rate?

Interest rates vary as per ICICI Bank policy. Check the official website or contact customer support for current rates.