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Student Credit Card

 

 

Begin your financial journey with confidence. The ICICI Bank Student Credit Card gives you the freedom to manage expenses, build credit early and enjoy rewards, without requiring income proof or a credit history. It’s a smart, convenient and secure way to handle your day-to-day spending as a student.

 

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Student Credit Card FAQs

Is this credit card designed for students with no income or credit history?

Yes. This credit card is specifically designed for students with no income or credit history. We have a pre approved institute list against which we offer student credit cards

Who is eligible for a Student Credit Card?

Any student above 18 years of age with valid ID and address proof. Proof of enrollment may be required.

What are the main benefits?

Build credit history early, enjoy rewards, discounts and the convenience of cashless payments while developing responsible financial habits.

How should students use the card responsibly?

Track spending, pay bills on time and avoid carrying balances. Use the card only for essential purchases.

Can students hold more than one Credit Card?

Yes, but responsible usage is essential to avoid debt and maintain a healthy credit score.

Can I get a Student Credit Card without a job?

Yes. Students can apply using a fixed deposit or proof of enrollment instead of income proof.

How do I check my Student Credit Card application status?

Check through ICICI Bank Internet Banking, the iMobile app or by contacting customer care.

What is the credit limit for Student Credit Cards?

Credit limit is up to 90 per cent of the fixed deposit amount, subject to bank policy.

What is the interest rate?

Interest rates vary as per ICICI Bank policy. Check the official website or contact customer support for current rates.

How can international students apply for a student Credit Card?

International students cannot apply for a student Credit Card from ICICI Bank.

Can students under 18 apply, and what are the conditions?

Generally, applicants must be at least 18 years old. Minors cannot apply independently. Eligibility conditions such as age, income, and documentation must be satisfied.

How to build a credit score using student Credit Cards?

Use the card responsibly, maintain low credit utilisation, pay dues in full before the due date, and avoid frequent late payments to gradually build a positive credit history.

What documents are required to apply for a student Credit Card?

Students typically need these documents to apply for a student Credit Card: College ID

  • Admission letter
  • Official mail confirmation
  • Offer letter
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