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Range of Gemstone credit cards basis salary eligibility with No joining fees and No Annual fees
Monthly Net Income (₹) Credit Card Variant Charges
20,000 – 74,999 Coral Joining Fee: ₹ 500 + GST
Annual Fee: ₹ 500 + GST
75,000 – 1,50,000 Rubyx Joining Fee: ₹ 3,000 + GST
Annual Fee: ₹ 2,000 + GST
1,50,000 – 3,99,999 Sapphiro Joining Fee: ₹ 6,500 + GST
Annual Fee: ₹ 3,500 + GST
4,00,000 – 19,99,999 Emeralde 1st Year Free
Joining Fee: ₹ 12,000 + GST
Annual Fee: ₹ 12,000 + GST
20,00,000 & above Emeralde Joining Fee: ₹ 12,000 + GST
Annual Fee: ₹ 12,000 + GST
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