Salary Account FAQs

Basic information

Yes

Debit card offered with Salary Account is complimentary except for Regular Salary Account.

Yes

Salaried customer who is getting salary credit in ICICI Bank Account will get Personal Accidental Death Insurance and Air Accidental Death Insurance basis their salary account variant. For More information click

Yes, RM is assigned to Salaried Customers basis Account variant.

Yes, you can continue using the same Salary Account even if you change jobs. You will have to submit your bank account details to your new Company HR and update Company details through iMobile App. You can follow the below steps on iMobile App:

  • Login to ICICI Bank's iMobile app
  • Go to Services à Account Services

Select Convert to Salary Account/Update your Employer

Yes, you can extend salary account benefits to an additional 5 accounts (Parents, Spouse & Children).

Salary Overdraft (SOD) is a short-term credit facility where ICICI Bank provides an overdraft limit linked to your salary. Benefits include:

  • Access to funds during emergencies
  • Interest charged only on utilized amount

Quick online activation
This facility is subject to eligibility and employer tie-up.

Eligibility and Documentation

Any individual employed in any organization and drawing monthly payout in terms of Salary can open Salary Account with ICICI Bank. ICICI Bank offers salary account for every life stage basis salary bracket.

You need the documents below to open a salary account with ICICI Bank.

  • Original Pan Card
  • Original Aadhar Card
  • Proof of Employment

Recent passport size photograph

No, there is no requirement to maintain Average Monthly Balance in case salary is credited in the account.

Yes. The account earns interest on the daily closing balance, credited quarterly as per ICICI Bank’s prevailing interest rate structure.

To access the Schedule of Charges applicable to your Account, simply Click Here

Yes, you will have to submit your bank account details to your Company HR and update Company details through iMobile App. You can follow the below steps on iMobile App:

  • Login to ICICI Bank's iMobile app
  • Go to Services à Account Services

Select Convert to Salary Account/Update your Employer

Nominee addition is necessary because in case of any unfortunate event with the account holder nominee will obtain all the benefits and funds.

You can access your Salary Account through:

  • ICICI Bank Branch
  • ICICI Bank ATMs
  • ICICI Phone Banking
  • ICICI Mobile Banking
  • ICICI WhatsApp Banking

You can update the mobile number through any of the following channels:

 

ICICI Bank ATM:

Visit the nearest ICICI Bank ATM > Select ‘More options’ > Register your Mobile > Enter the mobile number. Your mobile number will be updated in 1 working day.

ICICI Bank branch:

Please visit the nearest ICICI Bank branch along with your original photo proof of identity. Once the request is made, your mobile number will be updated in 2 working days. To locate the nearest ICICI Bank branch, visit maps.icici.bank.in/mobile

We have discontinued mobile number registration/ de-registration/ modification through our Customer Care and Net Banking due to security reasons.

You can transfer your branch from one branch to another via iMobile App or via Net Banking.

iMobile App > Login > Services > Account Services > Transfer Your Accounts > Select Account number > Yes > Select state / Select Branch.

Net Banking > My Accounts > Bank Accounts > Service Requests > Transfer Your Account Online > Account will be transferred within 2 working days.