Want us to call you back?

Give us a few details for us to help you!

+

Quick Links

 Apply for Home Loan

 Check Home Loan Eligibility

 Home Loan EMI Calculator

 Home Loan Interest Rates

 Documents Required for Home Loan

 FAQs for First-Time Buyers

 

 

 

 

Tools to Help You Get Started

Documents Required for Home Loan

  • Identity Proof: Aadhaar, Passport, Voter ID, or Driving Licence

  • Address Proof: Aadhaar, Passport, Utility Bill, or Rent Agreement

  • Income Proof:

    • Latest one-month salary slip

    • Form 16

    • Bank statements for the last 6 months showing salary credits and EMI deductions

  • Identity Proof: Aadhaar, GST Certificate, or Business Registration Proof
 

  • Income Proof:

    • Last 2 years’ ITR with audited financials

    • Bank statements for the last 6 months

  • Property Documents:

    • Agreement to Sale or Allotment Letter

    • Previous loan details (if applicable)

 

  • Business Registration Certificate (URC/GST/Shop Act)

  • Incorporation/Partnership Deed

  • Latest Financials certified by a Chartered Accountant

  • Authorised Signatory KYC


  • Note: Additional documents may be requested based on loan type and profile.

FAQs

What should first-time home buyers consider before applying for a loan?

Check your credit score, determine your budget, and use ICICI Bank’s calculators to plan your EMI and eligibility.

How much down payment is required to buy a home?

Typically, you need to make a down payment of 10%–25% of the property value, depending on your eligibility and property type.

Can I apply for a Home Loan online?

Yes, ICICI Bank offers a 100% digital process with instant sanction and minimal documentation.

What costs are involved in buying a home?

Apart from the property price, consider registration fees, stamp duty, legal charges, and home insurance.

What is the benefit of choosing ICICI Bank for my first Home Loan?

With competitive rates, digital processing, and expert guidance, ICICI Bank helps you begin your home ownership journey with confidence.

How fast can my loan be sanctioned?

With Digital Sanction and Instant Home Loan, you can get your loan approved in just a few clicks, with minimal documentation and a paperless process.

Disclaimer

PROCEED