Funding Your Dream Home, Simplified
Make home buying easy with ICICI Bank. Get instant approval, top-ups, transfer options, and transparent interest rates. Access EMI, affordability, and eligibility calculators to plan your finances confidently.
Why choose ICICI Bank Home Loans
Home Loan interest rates linked to the most transparent external benchmark
Explore through our vast database of building projects approved for home loan and experience quicker disbursement.
Track your loan on the go and access a variety of convenient services
Get an instant sanction without any documentation with ICICI Bank pre-approved Home Loan
Online sanction in just a few steps
Pre-approved Home Loan
Get instant sanction without any documentation
Balance transfer
Transfer your Home Loan online and get a top-up loan with ease
Home Overdraft
Avail funds to meet your business or personal needs and pay interest only on the amount utilised
Commercial Property Purchase
Avail loan to fuel your business growth
Instant Top-Up
Unlock extra funds on your existing Mortgage Loan and fulfil your needs
Application Form (Not Required for Online Application)
PAN or Form 60 (If PAN card not available)
Proof of Identity (Aadhaar, Passport, Voter ID, Driving License)
Proof of Address (Aadhaar, Passport, Voter ID, Driving License)
Proof of Signature (Not Required If PAN is submitted)
DOB Proof (Not Required If PAN is submitted)
Latest month Salary Slip* (Appointment Letter if Salary Slip not available)
Last 3 months Bank Statement. Not required for ICICI Bank Account holders
Proofs for other income (Rental Income, Dividend, Interest income, etc.), if any
Application Form (Not Required for Online Application)
PAN or Form 60 (If PAN card not available)
Proof of Identity (Aadhaar, Passport, Voter ID, Driving License)
Proof of Address (Aadhaar, Passport, Voter ID, Driving License)
Proof of Signature (Not Required If PAN is submitted)
DOB Proof (Not Required If PAN is submitted)
Office Address Proof (GST Certificate, Business Registration Certificate, Gumastaa, Udhyam Registration Certificate, Utility Bill, ITR)
ITR for 2 years
Balance Sheet, Profit & Loss, Computation of Income & Audit Report, wherever applicable (CA Certification is required only for Audited Financials)
GST returns for the last 12 months, if applicable
Last 6 months Bank Statement
Udhyam Registration Certificate for MSME Entities
Business Profile
Professional Qualification Certificate for Self Employed Non Professional, If applicable
Application form with photograph duly signed
Identity, residence and age proof
Last 6 months bank statements
Processing fee cheque
Form 16/ Income Tax Returns
Proof of business existence
Business profile
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
FAQs
ICICI Bank Home Loan offers online sanction, flexible top-ups, balance transfers, and repo-linked interest rates to fund your dream home efficiently.
Use our Eligibility Calculator online to quickly see how much loan you can avail based on your income and repayment capacity.
Use our Instant Balance Transfer to switch your existing loan, enjoy easy EMIs, pay less, and even get a top-up on your current loan.
ICICI Bank provides EMI, Affordability, and Eligibility Calculators to plan your monthly payments and ensure your Home Loan fits your budget.
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