Application Process For Personal Loan
Getting Instant Personal Loan from ICICI Bank is convenient, easy & quick.
100% Digital
No paperwork
Instant disbursal
Getting Instant Personal Loan from ICICI Bank is convenient, easy & quick.
Enter your desired loan amount
Provide your basic personal and work-related information
Review your loan amount and tenure
Confirm your loan application
Get the loan disbursed
Step 1: Download iMobile and log in using your MPIN or fingerprint
Step 2: Navigate to ‘Get Instant Loan/Offers’ and click on 'Apply now' in the Personal Loan section
Step 3: Enter your required loan amount
Step 4: Validate all the details of your loan
Step 5: Accept the Terms and Conditions by checking the box and click on ‘Disburse Now’
Step 6: Authenticate through Aadhaar-based eSign and then click on ‘Submit’
Things you’ll need
to apply
Indian citizens aged between 20-58 years can apply for this loan.
Proof of identity and residence
Latest 3 months' bank statement (where the salary / income is credited)
Salary slips for the last 3 months
PAN Card and Adhaar Card
Proof of identity and residence
Income proof (audited financials for the last 2 years)
Latest 6 months’ bank statement
Office address proof
Proof of residence or office ownership
Proof of continuity of business.
Things You Should Know
Age: 20-65 years Click here to view
Pre-payment is allowed after the first EMI payment; charges are applicable. However, no foreclosure charges after 12 EMIs. Click here to know more.
Up to 2% + GST. Click here to view other fees & charges
Choose a Suitable Tenure
Flexible repayment tenure that ranges from 12 to 72 months.
Quick Disbursal
Funds are disbursed quickly upon approval.