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1,200 people are interested
BEST FOR
Getting instant provisional sanction for your loan
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Fixed interest rates starting at 8.50%
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Flexible Equated Monthly Instalment (EMI) Repayments tenure
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Minimal Documentation
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No Foreclosure Charges
How to get maximum benefits?
Get higher loan amount
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Choose Step Up Repayment
Secure a larger loan amount and gradually repay it, making payments easier over time.
Get more cash at lower interest rates
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Use Money Saver facility
Efficiently lower your interest expenses by utilizing your savings.
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Use Loan Prepayment facility
Pay more each month, save on interest, and finish paying off your loan early
Get more cash at lower interest rates
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Use Loan Overdraft facility
Borrow extra funds from repaid amounts, pay interest only on what you use.
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Use Loan Top Up Facility
Get additional money on top of your current loan without the hassle of a new one
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Transfer your loan to ICICI Bank
For lower EMIs, competitive rates,
flexible tenure.
Things you should know
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Processing Fee
You’ll pay ₹6,500 + GST.
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Minimum Eligibility
Minimum salary requirement for ICICI Bank Home Loan: Rs 25,000 or Month
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Pre-payment charges
To be paid only if the loan is paid before the selected tenure
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Security for late EMI payment
1%–2% of EMI is charged as penalty for late EMI payments
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How to Improve eligibility
Boost income, reduce debt and maintain a good credit score.
Things you’ll need
to apply
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
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proof of identity
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proof of address
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Income Proof
Residents, HUFs, firms, companies, trusts, NRIs, and minors with guardianship, with KYC-verified savings accounts can apply
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Identity Proof
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Address Proof
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Income Proof
Use Digi Locker, no physical documents required
How to apply!
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Login to Net Banking
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Fill application form details
- Upload Documents
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Verification and sanction
- Loan Disbursal
Looking for something else?
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Purchasing
LandSecure land purchases with competitive rates from ICICI Bank
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Commercial
PropertyFulfill your business dreams with tailored property loan solutions
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Commercial
PropertyFulfill your business dreams with tailored property loan solutions
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Loan against
PropertyUnlock your property's value for diverse financial needs
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Home Improvement
LoanNeed funds for renovations? Check out our home improvement loan
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For NRI
Home LoanInvest in your dream home with specialized NRI home loan
About Home Loans
What is a Home Loan?
What is a Home Loan?
A Home Loan is a payment card that allows you to make purchases without immediate payment. It is widely accepted and you need not carry cash with you always. Your bank issues this card based on your income and other eligibility criteria. They set a limit on how much you can spend. However, you have to pay back the amount you spend within a specific time. If you are late in making the payment, you will have to pay the interest along with some additional charges.
What are the benefits of the Home Loans?
What are the benefits of the Home Loans?
What are Reward Points and how does one use them?
What are Reward Points and how does one use them?
Take a word from our Customers
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SRating: 4.2 stars
Sharad Kapoor
ICICI Bank's Coral Credit Card has been my financial companion for years. The rewards program offers great value, and the discount.
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RRating: 4.5 stars
Rishab Jain
I can't say enough good things about ICICI Bank's Amazon Pay Credit Card. The cashback rewards on Amazon purchase.
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ARating: 5 stars
Apoorv Gupta
The ICICI Bank Platinum Credit Card is a true gem. The lifestyle benefits, including complimentary airport lounge access and travel vouchers.