Benefits of the 24-Hour Top-Up Loan

 

 

Are you in need of funds? We’ve got you covered. Get a 24-hour Top-Up Loan on your existing ICICI Bank Home Loan or Mortgage Loan and navigate your expenses with ease.

 

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Things you should know

  • Eligibility

    Only for existing ICICI Bank Mortgage Loan customers with a good repayment record

  • Usage

    Funds must be used for permitted personal needs like education, home renovation, medical emergencies, etc.

  • Disbursal

    Loan amount is credited within 24 hours*, subject to successful verification

  • Documentation

     Minimal documentation; No KYC documents required

  • Charges

     Processing fees and taxes as applicable

  • Prepayment

     Prepayment or foreclosure is subject to applicable fees and charges. Visit  Service Charges to know more.

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FAQs

Who can apply for the 24-Hour Top-Up Loan?

 Only existing ICICI Bank Mortgage Loan customers with good repayment records are eligible.

How will I receive the loan amount?

The amount will be directly credited to your loan repayment account via NEFT, RTGS or Fund Transfer.

Is there a limit to how much I can borrow?

Yes, the loan amount depends on your current outstanding loan, repayment history, and bank eligibility criteria.

What can the Top-Up Loan be used for?

The loan can be used for home renovation, medical expenses, education, wedding, travel, or any other personal requirement.

Is income proof required for this Top-Up?

In most cases, no fresh income documents are needed if you have a good repayment track record.

Disclaimer

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