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Fast, paperless, hassle-free Car Loans

  • Up to 100% On-road Funding

  • Fully Digital Loan Process

  • Paperless, quick, convenient

  • Instant Delivery Note Access

  • Apply via App or Internet

Important Things to Know

  • Eligibility

    Eligible ICICI Bank customers meeting income and credit requirements.

  • Required Documentation

    Submit proof of identity, proof of address, income, and car details digitally for a smooth application process.

  • Up to 100% On-road Funding

    Finance the full on-road price of your chosen car.

  • End-to-end digital process

    No branch visits, no physical paperwork — everything is done online.

  • Quick Delivery Note Generation

    Download your delivery note after completing the digital process and hand it over to your dealer to drive away your dream car.

VIEW ALL INTEREST RATES

About Insta Car Loans

End-to-end digital process

Apply from anywhere using iMobile, Net Banking or Car Loan Portal — complete your journey online, hassle-free.

Up to 100% Funding

Get up to 100% of your car’s on-road price financed, based on eligibility and approval.

Simple Eligibility Criteria

Indian salaried or self-employed individuals meeting ICICI Bank’s credit and income standards can apply.

Minimal Documentation Needed

Identity, address, income proof, and car selection details ensure a smooth paperless application process.

Car Comparison Tool

Use the ICICI Bank Car Comparison Tool to compare models, features and prices to find your ideal car.

FAQs

What is ICICI Bank Digital Car Loan?

ICICI Bank Digital Car Loan is a fully online, end-to-end car loan process, allowing you to apply, customise your loan, and receive funds directly to your dealer, all digitally.

How can I apply for the ICICI Bank Insta Digital Car Loan?

You can apply easily through ICICI Bank's iMobile app, Net Banking, or the Car Loan portal.

Here is the process through ICICI Bank's iMobile app:

  • Log in to ICICI Bank's iMobile app
  • Click on the Get Instant Loans or Offers’ tab
  • Check and click ‘Apply Now’ on the Car Loan offer
  • Enter the loan amount, agree to the disclaimers and click Next
  • Customise the loan offer
  • eSign the agreement and submit

How much funding can I get with the Digital Car Loan?

ICICI Bank offers up to 100% funding of the on-road price of the car, depending on your eligibility and loan approval.

Is the ICICI Bank Insta Digital Car Loan a paperless process?

Yes! The entire process, from applying to disbursing funds, is fully digital. There’s no paperwork involved, making it a quick and hassle-free experience.

Can I choose any car and dealer for the Digital Car Loan?
Yes, you can select any car and dealer of your choice. The loan process allows you to customise your loan according to your chosen car and dealer.

What interest rate can I expect on an EV car loan?

Interest rates for an EV Car Loan depend on several factors:

Criteria Influence on Interest Rate
CIBIL Score Higher scores may offer better rates.
Loan Tenure Longer tenure may affect the rate.
Model and Loan Amount  Influences the applicable interest bracket.

For the latest rates, click here.

How much loan can I avail for an electric vehicle?

ICICI Bank offers up to 100% funding on eligible electric vehicles, subject to the vehicle valuation and applicant’s eligibility.

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Disclaimer

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