BEST FOR

Hassle-Free Prepaid Expenses

  • Great for budgeting and control

  • Ideal for online and in-store use

  • No Balance Maintenance Needed

  • Safe, reloadable and easy to track

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Companion Card: Maximum Benefits

  • Track spends with ease

    Use ICICI Bank's iMobile app to monitor and manage your card usage instantly

  • Enjoy zero ATM fees

    Withdraw cash free of charge from any ICICI Bank ATM across India

  • Reload anytime, anywhere

    Top up your card effortlessly through iMobile or Net Banking

  • Avail exclusive offers

    Get discounts on shopping, dining, travel and more with your card

  • Tap into EMV chip security

    Your payments are protected by chip and PIN technology at all outlets

Companion Card: Fees and charges

  • Joining fee

    Companion Card: ₹199 + GST

    Companion+ Card: ₹499 + GST

  • Annual fee

    Companion Card: ₹249 + GST

    Companion+ Card: ₹449 + GST

  • ATM withdrawal

    For ICICI Bank ATMs: Free of charge

    For Non-ICICI Bank ATMs: ₹20 per withdrawal + GST

     

  • Inactivity fee

    ₹25 + GST if card is not replaced within 3 months post expiry after auto replacement.

  • Card Replacement Charges

    ₹199 + GST for lost or expired card reissue.

  • Most Important Terms & Conditions

    Please refer to the Most Important Terms & Conditions (MITC) for other charges

     

    Click here for applicable Terms & Conditions (T&Cs)

About the Companion Card

Easy Application Process

Apply for the Companion Card directly via ICICI Bank's iMobile app under the Cards and Forex section in just a few taps—no need to visit a branch.

Eligibility Criteria

Available for ICICI Bank customers. You can also apply for close relatives (parents, spouse, children) by submitting valid proof of relationship like passport or marriage certificate.

Reload Anytime, Anywhere

The Companion Card has no limit on reloads. Just ensure the total balance doesn’t exceed ₹1,00,000 at any time. No minimum load amount required.

Multiple Use Cases

Withdraw cash at ATMs, pay at merchant outlets or shop online—your Companion Card supports all VISA-enabled transactions across India with EMV chip security.

Companion Card FAQs

What are the main benefits of the Companion Card?

The Companion Card offers easy tracking of expenses, no minimum balance requirement, VISA acceptance, reload flexibility, and tap and pay options with the Companion+ variant.

How do I apply for a Companion Card? 

You can apply via the iMobile Pay app. Go to ‘Cards and Forex’ > ‘Prepaid Cards’ > Select the card and complete your application in a few steps.

What is the validity period of the card?

Both Companion and Companion+ cards are valid for 5 years from the date of issuance as printed on the card.

Can I link my card to Net Banking or iMobile Pay?

Yes. Use the ‘Link Forex Prepaid Card’ option in Net Banking or iMobile Pay and follow simple steps to link your own or a close relative’s card.

What are the card fees and charges?

The Companion Card has a ₹199 joining fee and ₹249 annual fee. Companion+ has ₹499 joining and ₹449 annual fee. ATM withdrawals and inactivity may attract nominal charges.

Take a word from our Customers

  • R

    Rishabh Pathak

    Rating: 4.2 stars

    The ICICI Bank Student Prepaid Card has been an excellent financial tool for managing my expenses as a student. It offers a range of features and benefits that make it a perfect companion for my academic journey. Card has been a reliable and convenient way to manage my finances as a student. It’s secure, easy to use, and helps me stay within my budget while enjoying great perks.

  • S

    Saurabh Dutta

    Rating: 4.5 stars

    The ICICI Bank Bizpay Card has been an exceptional tool for managing my business expenses efficiently while enjoying a host of benefits. This card has been a game-changer for my business, offering a perfect blend of convenience, control, and rewards. Highly recommended for business owners looking to streamline their expense management! 

  • D

    Devesh Singh

    Rating: 5 stars

    The ICICI Bank Gift Card has been an excellent choice for gifting and personal use, offering flexibility and convenience. I’ve loved how easy it is to use across a wide range of online and offline merchants, making it a versatile option for shopping, dining and entertainment. The instant activation and hassle-free redemption process make it a standout choice for last-minute gifting or personal indulgences