Buying a home is a major milestone. Our Home Buyers Guide helps you plan finances, understand processes and make informed decisions so your home-buying journey is simple and stress-free.
Why use our Home Buyers Guide?
Navigate your home buying journey with clarity and confidence. Get practical tips to simplify decisions, from shortlisting properties to arranging finances for your dream home.
Learn from banking and real estate professionals to avoid common mistakes. Our guide helps you make informed decisions for a smooth and secure buying experience.
Plan your budget smartly with calculators for EMI, eligibility and affordability. These tools give you real-time estimates and ensure you stay financially prepared.
Explore property types, legal documents and loan-related requirements. Access all essential information in one place to move ahead with your home buying plans stress-free.
Online sanction in just a few steps
Pre-approved Home Loan
Get instant sanction without any documentation
Balance transfer
Transfer your Home Loan online and get a top-up loan with ease
Home Overdraft
Avail funds to meet your business or personal needs and pay interest only on the amount utilised
Land Loan
Buy the land of your choice and build your dream home
Instant Top-Up
Unlock extra funds on your existing Mortgage Loan and fulfil your needs
Documents Required for Home Loan
Income proof, salary slips and bank statements
ITR, business proof and audited financials
Business ownership documents and financial records
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Your Guide To Understanding Equated Monthly Installments (EMI)
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Tax benefits on your Home Loan
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How does Tenure impact EMI
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Whats an EMI?
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Does taking a home loan mean I cannot take another loan?
Plan carefully, assess your budget, explore Home Loan options and choose a property that fits your needs today and tomorrow. Always prepare for a down payment and related costs.
Start with affordability checks, save for a down payment and review your credit score. Research property locations and loan eligibility to make a confident buying decision.
Stable income, good credit score, down payment savings and complete property documents are key requirements. Eligibility depends on income, age and financial profile.
No, banks generally finance 80-90% of the property’s value. Buyers must contribute the balance amount as a down payment.
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