icon

BEST FOR

Personalisation & Rewards

  • Customised Card Design

  • Rewards

  • Airport Lounge Access

  • Higher Transaction Limits

Expressions Debit Card: Fees & Charges

  • Joining fee

     ₹749 + GST

     

    Charges will be applicable on new cards issued from 1st July 2026

  • Annual Fee

    ₹749+ GST

  • Terms & Conditions

    Click here  for applicable Terms & Conditions (T&Cs)

KNOW MORE

About Expressions Debit Card

About Expressions Debit Card

Personalise your Debit Card as you like. Pick and choose from a gallery of 200+ awesome designs or choose one of your own pictures and flaunt it all the way.

What are the types of Expressions debit card?
  • Expressions Debit Card
  • Expressions Coral Debit Card
  • Expressions Sapphiro Debit card

How can I redeem my Debit Card reward points?

You can experience seamless redemption of reward points with ICICI Bank. Log into ICICI Bank Internet Banking or the iMobile app and navigate to the Rewards section. Here, you can redeem your ICICI Bank Reward Points across multiple categories such as electronics, lifestyle, luxury, shopping and travel. 

Expressions Debit Card FAQs

Can I make an online purchase with the ICICI Bank Expressions Debit Card?

Yes, you can easily make online purchases across India and in select overseas stores using the ICICI Bank Expressions Debit Card.

Is the ICICI Bank Expressions Debit Card free?

The ICICI Bank Expressions Debit Card has a joining fee of ₹599 and an annual fee of ₹599 from the second year onwards.

What image can I get on my Expressions Debit Card?

You can choose an image from a gallery of 200+ awesome designs or choose one of your own pictures to customise your ICICI Bank Expressions Debit Card.

What is a CVV number on a Debit Card? How do I find it on my Expressions Debit Card?

Turn over your Expressions Debit Card and check the reverse side. The three-digit security code next to the signature panel is your CVV. You can also check it by logging into Internet Banking or the iMobile app.

Which Debit Card is better suited for customisation?

If you’re looking for a Debit Card that offers personalisation, then the ICICI Bank Expressions Debit Card is perfect for you. It offers a gallery of 200+ awesome designs or you can choose one of your own pictures to customise your Card.

What is the age limit for the Expressions Debit Card?

You must be between 21 and 65 years of age to be eligible to apply for an ICICI Bank Expressions Debit Card.

How can I apply for the ICICI Bank Expressions Debit Card online?

Visit the ICICI Bank website and select the ICICI Bank Expressions Debit Card. Make sure to check the eligibility criteria before proceeding. Fill out the application form with your details. You can also visit any ICICI Bank branch in person, where a representative will help you throughout the process. Don't forget to have your documents like ID proof, address proof and income statements ready.

What is an ICICI Bank Expressions Debit Card?

The Expressions Debit Card is a Personalised debit card where you can choose the design to be printed on your card.

Where can I apply for an ICICI Bank Expressions Debit Card?

You can apply for an ICICI Bank Expressions Debit Card either at Click here or at any ICICI Bank Branch.

What is the process for applying for an ICICI Bank Expressions Debit Card online at ICICI Bank Website?

You can follow the below process to apply online:

  • Choose from over 150+ designs in the ICICI Bank Expressions Gallery or upload your own picture and design your card.
  • On successful selection of image, you would have to authenticate yourself by entering your Debit Card Number and ATM PIN.
  • On successful authentication, you would have to enter your account details and generate the request for your ICICI Bank Expressions Debit Card.
  • A request number will be generated and sent to your registered mobile number and Email ID with the image code.

What type of images can I choose for my ICICI Bank Expressions Debit Card?

You can choose any image that belongs to you, be it the picture you clicked on your last vacation with your friends, or an image of your dog. You can also choose from a gallery of more than 150 images available at our Expressions gallery. You can refer to image upload guidelines to find out the basic rules of images allowed for Expressions Debit Card.

What are the type of images that are not allowed for Expressions Debit Card?

Images including any of the following elements will not be allowed for ICICI Bank Expressions Debit Card:

  • trademarks or copyright material that is famous or recognised, including images marked with ©, ® or ™ signs
  • pictures that have advertising, promotional material including branded products and services
  • pictures that have telephone numbers, URLs, account numbers or email addresses
  • pictures of celebrities/musicians/athletes/entertainers/public-figures/cartoon characters etc. that are famous or recognised
  • provocative or sexual images including inappropriate nudity or semi-nudity
  • violent or offensive racist images including any images in which weapons or fire arms are shown
  • images portraying anti-social or obscene behaviour
  • images where drinking(or being drunk), smoking, narcotics or gambling are shown
  • any religious or political images, including images that portray socially unacceptable groups or political statements
  • text unless benign (i.e. words that are kind, gentle and harmless) and in the English language.
  • Subject matter of any nature that might result confusion at point of sale or that might result in card fraud. Any image that might reflect poorly or might engender hostility toward the Master Card ® or Visa® or any other payment network brands
  • images where money or currency is focus
  • any reference to the Olympic Games
  • Trade names, logos, slogans or other identifying indicia of any Card Processing Associations (e.g. Visa, Master Card, American Express, etc.)
  • images that portray profanity or obscenity
  • images which show ICICI Bank, ICICI Bank logo, or ICICI Bank Debit Card in bad light
  • images which show the names or images of any other peer Banking or Financial Institution
  • images that have any Emblems, Flags, or Logos of the Constitution of India or any other Government body

How will I come to know if my image was approved or rejected?

All images uploaded are scrutinized to check for violation of image checking guidelines. If image is as per the guidelines, the card is produced and dispatched to you. If the image is rejected, an alert will be sent to your registered mobile number.

Can I get discounts on movie tickets through the Expressions Debit Card?

Yes, you can get discounts of 25% upto ₹125 on movie tickets purchased through BookMyShow.

Can I upload my picture and apply for an ICICI Bank Expressions Debit Card at an ICICI Bank Branch?

No. Only Gallery images can be applied from an ICICI Bank Branch. Personalised images cannot be uploaded through branches and have to be uploaded only at ICICI Bank website.

What are the charges for ICICI Bank Expressions Debit Card?

The ICICI Bank Expressions Debit Card can be availed for at a joining fee of Rs. 499/- (Plus Service Tax) only. Annual charges of Rs.499/-(Plus Service Tax) from second year onwards will be applicable.

I have lost my ICICI Bank Expressions Debit Card. Can I get a new debit card with the same image I had used last time?

Yes. You can get a replacement ICICI Bank Expressions Debit Card with the same image as your last Expressions Debit Card in case of loss or damage.

Will there be any fee which will be charged for this replacement card?

Yes. There will be a fee of Rs. 199/- (Plus Service Tax) which will be charged for this replacement card.

I want to change the image on my current ICICI Bank Expression Debit Card. What is the procedure to change the image?

You will have to place a fresh request for an ICICI Bank Expressions Debit Card at www.icicibank.com or at an ICICI Bank Branch.

What is the validity of ICICI Bank Expressions Debit Card?

The validity of the ICICI Bank Expressions Debit Card is 7 years from the date of issue.

The validity of my previous debit card was 10 years. Why is the validity of this card only 7 years?

As per international guidelines, the validity of the chip on the debit card is only 7 years. Due to which the debit card validity is 7 years.

Will I be given a Debit Card with the same image as my current Expressions Debit Card after the expiry of the card?

No. You will be given a regular non Picture Debit Card on the expiry of the current Expressions Debit Card. If you need an ICICI Bank Expressions Debit Card on expiry of your current card, you can raise a new request at www.icicibank.com or at any ICICI Bank Branch.

I have applied for an ICICI Bank Expressions Debit Card. When will I receive this debit card?

You will receive your Personalised ICICI Bank Expressions Debit Card with an image of your choice at your registered communication address within 15 days of placing the request and successful deduction of joining fee from your account.

What are the criteria for availing domestic lounge access?

To enjoy domestic lounge access, you must spend ₹10,000 or more on your Expressions Debit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.

Please note that the airport lounge access benefit is available only for primary Cardholders. For more details on the criteria, click here. To view the complete list of lounges, click here.

View all FAQs

Take a word from our Customers

  • M

    Manisha Shimpi

    Rating: 4.2 stars

    The debit card was straightforward to activate and use, both for online and in-person transactions.

Disclaimer

PROCEED