Scan any Merchant QR and pay with EMI@UPI

Discover the ease of paying with EMI through UPI Scan to Pay for merchant QR codes. If your purchase goes beyond ₹10,000, you can turn it into smaller, budget-friendly instalments, with the flexible tenures in iMobile App. It is your way to stay in control of payments and manage your budget effortlessly.

Check your eligibility in iMobile >> Get Instant Loans/offers

Our EMI@UPI option gives you the flexibility to convert your UPI transaction into easy monthly installments. This can be beneficial as –

• You can take multiple loans as per your need with the EMI@UPI offer
• You will not miss an EMI with our auto debit facility
• The instant disbursements and payment to merchants makes the entire process hassle free and smooth
• You can track your loans, EMIs, and payments seamlessly with iMobile 

After a successful ‘EMI @ UPI’ transaction, we will set up a special Loan Account for the transaction amount, and disburse the funds instantly to the merchant. It's that simple and quick!

You can use EMI payments for purchases made through UPI Scan to Pay on any merchant QR codes. This makes big-ticket shopping easier and budget-friendly for you.

Popular purchases with EMI@UPI

• Electronics

• Fine dining

• International Travel bookings

• Education bills

• Medical bills

Etc. 

Check your eligibility in iMobile >> Get Instant Loans/offers

We will automatically deduct the overdue EMI amount from your linked ICICI Bank Savings Account on 1st of every month (Next business day in case of bank holiday on 1st of the month). You can also repay using the iMobile Pay app in the 'Loans' section under 'EMI @ UPI’ on or after your due date.

We offer the flexibility to repay through UPI and NEFT towards your EMI@UPI Loan account number.

For the Loan Accounts opened between the 1st and 10th of any month, EMI due date will be the 1st of the next month (next business day in case of holiday on 1st) and if Loan Account is opened between the 11th to end of the month, EMI due date will be 1st of the month (next business day in case of holiday on 1st) following the next.

Our dedicated Customer Care team is here to assist you with closure requests or any other questions that you may have. Please feel free to reach out to us on 1800 1080.