Card Issuance Fee: A nominal fee may apply at the time of issuance—check the applicable charges for your card variant.
Reload & Refund: Reload or refund your card online anytime via iMobile app or Internet Banking.
Currency Conversion Charges: Cross-currency transactions may attract conversion charges as per prevailing rates.
ATM Withdrawal Fees: Cash withdrawals from ATMs abroad may incur additional fees—refer to the card charges for details.
Card Validity & Replacement: Cards have a fixed validity.
Lost/Stolen Card Liability: Free insurance cover up to ₹5 lakh for lost card liability and counterfeit fraud.