Basic Savings Bank Deposit Account

  • No minimum Monthly Average Balance (MAB) required

  • Rupay Debit Card

  • Net Banking and Mobile Banking are available, on request

  • Offers a single or joint mode of holding

  • This account is also known as Pradhan Mantri Jan Dhan Yojana (PMJDY) since August 2014

Terms & Conditions

Important Things to Know

With Full KYC:

 

  •  Account sourced by Bank employee: Rs. 5 L per year

  • Account sourced by Business Correspondence: Rs. 1 L per year

About Basic Savings Bank Desposit Account

BSBDA Opened Under Pradhan Mantri Jan Dhan Yojana (PMJDY)

The Basic Savings Bank Deposit Account (BSBDA) under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is part of the Government of India's National Mission for Financial Inclusion, launched by the Department of Financial Services, Ministry of Finance. It aims to provide easy access to banking services and timely credit to underserved sections of society. Click here to know more.

Key features of the ICICI Bank PMJDY Account
  • Complimentary passbook
  • Complimentary personalised RuPay Debit Card
  • Complimentary cheque leaves

This account is designed to offer essential banking services with zero balance requirement, making financial inclusion more accessible for all.

 

 

 

 

Note: 

 

  • Taxes at prevailing rates as per Government rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision. 
 
  • NPCI provides Accidental Death and Permanent Disability Insurance with coverage of ₹ 1 lakh for RuPay Cardholders of old PMJDY Accounts and ₹ 2 lakh for RuPay Cardholders of new PMJDY Accounts (Accounts opened after Aug 28, 2018). Click here for more details.

Basic Savings Bank Desposit Account FAQs

Can I open a Basic Savings Bank Account as a joint account?

Basic Savings Bank Account can be opened as a joint account.

How can I change the nominee(s) for my ICICI Bank Basic Savings Bank Account?

You can change the nominee(s) by making a declaration to that effect, in the appropriate form, which is available at any ICICI Bank Branch.

What are nomination facilities available on a Basic Savings Bank Account?

Nomination facility available for the Basic Savings Bank Account is:

  • There can be only one Nominee for a Deposit Account, whether held singly or jointly.
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
  • Applicants can make a nomination by filling up the form prescribed under the Banking Companies (Nomination) Rules 1985.
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form, prescribed under the Banking Companies (Nomination) Rules 1985.

For more details, visit any of our branches.

VIEW ALL FAQs

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