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Personal Banking Accounts

Premium Card Benefits

Eligibility & Documentation

FAQs for Doctor Accounts

What are the key offerings for Doctors in ICICI Bank?

  • Doctors are offered premium solutions for both Personal and Business Banking needs
  • From daily banking to planning long-term wealth, our solutions support doctors across every stage of their professional journey
  • Personalised banking solution with debit card and cheque book reflecting your profession 

What is the Average Monthly Balance requirement in Savings Account?

MAB requirement in Savings Account is Rs. 15,000

What happens if MAB in Savings Account is not maintained?

  • Non-maintenance charges will be applicable, which is 6% of the shortfall amount or Rs. 500 whichever is lower
  • This charge will be waived if customer enrols and fulfils the respective programme eligibility criteria.

Do we have to maintain any Average Balance in a Salary Account once it is active?

No, there is no requirement to maintain Average Monthly Balance in case of a Salary Account

Is grouping/family banking facility is available under current account? What are the criteria for Grouping of Current Accounts?

Yes, grouping/family banking facility is available. Grouping of current accounts can be done with 1.5x times of the program threshold criteria.

What is auto-transfer funds between Savings Account and Current Account?

Auto-transfer of funds is a facility that once enabled, pools funds from your Savings Account or Current Account in case of shortfall in another, helping you manage your business commitments.