Experience a secure, paperless journey with ICICI Bank’s 3-in-1 Account. Get expert advice, theme-based portfolios, and IPO access with zero opening charges.
Apply Now
Note:
BEST FOR
Invest, Grow and Save your funds
Zero Opening Charges
Expert Stock Advice
Theme-Based Baskets
Easy IPO Investment
Ways to Trade
Stocks
Cash: Trading in the cash segment is buying stocks for a time horizon that could be from one day to years.
Systematic Equity Plan (SEP): SEP helps you avoid timing the market and averages out the investment cost. Invest in Stocks, Gold, or Index ETFs at intervals.
Commodities
Trade in commodities throughout the weekdays.
Market Hours (Non-Agricultural): 9:00 a.m. to 11:30 p.m. IST
Includes bullion, metals, and energy products. Closed on weekends and Exchange holidays.
Futures and Options
Futures: Get higher exposure to hedge your cash and derivatives transactions.
Future Plus: Take intraday buy/sell positions in Futures and square off before market close.
Options: Trade in index or stock contracts with limited downside risk.
Shares as Margin: Pledge your shares online to get higher trading limits in F&O.
Transfer your Portfolio Today
Move your stocks and trades to a single platform and enjoy seamless investing with advanced tools and insights.
Unique Features To Assist with Trading
Diversify with theme-based baskets of stocks and ETFs curated by our Research Team. Invest, track, and exit equity portfolios with just one click. No lock-in period. Choose lump sum or SIP mode as per your preference.
Purchase stocks using Margin Trading Facility (MTF) under the Pay Later option. Benefit from attractive interest rates starting at 9.69%* with the ICICIdirect Prime plan.
*Interest rates subject to change.
Use Good Till Triggered (GTT) orders to set trigger-based buy/sell requests with extended validity. Define stop-loss and target conditions together for added control and convenience.
Track your portfolio and stocks effectively with Smart Alerts. Use Execution Algorithms for order placement through automated instructions based on price, time, and volume combinations.
Brokerage Plans
Filter Button
By Categories
Digital verification and live photo
Choose your preferred brokerage plan during account setup
Invest in curated stock baskets with no lock-in and flexible investment modes
While opening is free, trading and demat transactions are subject to standard charges
Validate mobile number and e-mail ID
DigiLocker verification
Choose Trading Preferences and Brokerage Plan
Add nominee details
Live photo verification
eSign-Application successfully submitted
Validate mobile number, PAN and Aadhaar
Enter personal and financial details
Add nominee details
Choose Trading Preferences and Brokerage Plan
Complete Video KYC
eSign-Application successfully submitted
Eligibility
ICICI Bank’s 3-in-1 Account combines a Savings Account, Demat Account, and Trading Account into a single integrated solution. It allows you to invest, trade, and manage your funds efficiently, without the hassle of transferring money between platforms. Join 7.5 million+ customers already enjoying this seamless investment experience
Opening a 3-in-1 Account is a 100% digital and paperless process for existing ICICI Bank customers. The process is intuitive, secure, and can be completed from the comfort of your home
To apply, you must be an Indian resident with a valid PAN, Aadhaar (linked to DigiLocker), and a registered mobile number. You'll also need:
New-to-bank customers will soon be able to apply online or can request a callback for offline support
With One Click Equity, you can invest in curated baskets of stocks and ETFs based on specific themes like sectoral trends or market outlook. These are designed by experts and can be tracked and exited anytime. You also get access to:
A 3-in-1 Account is a unique offering by ICICI Bank and ICICIdirect, combining a Savings Account, Trading Account, and Demat Account into one seamless platform. It enables easy, secure, and integrated online investing and trading.
Key benefits include:
To start investing:
What is the difference between a Demat Account and a Trading Account?
Aspect |
Demat Account |
Trading Account |
Purpose |
Holds shares/securities in electronic form |
Used to buy and sell shares on the stock market |
Function |
Acts like a digital locker |
Acts like a transaction platform |
Part of 3-in-1 |
Yes |
Yes |
Together with a Savings Account, these form the 3-in-1 Account.
What are the charges for opening an ICICIdirect 3-in-1 Account?
1. 1st Year: Free
2. From 2nd Year: ₹700 + taxes per year
3. BSDA (Basic Services Demat Account): No AMC for holdings up to ₹4,00,000
Multiple ICICIdirect Prime plans are available to choose from for brokerage and maintenance benefits.
T&Cs apply.
