Pay ICICI Bank Credit Cards via UPI, iMobile, Net Banking, Auto Debit and more. Enjoy fast, secure and multiple payment options made just for you.
Make payments via QR using any iMobile app or any UPI-enabled app
Pay your Credit Card dues using the iMobile app
Pay at any branch (₹100 fee + GST applicable).
Make UPI payment from any UPI-enabled app/Bharat Interface for Money (BHIM) app to ICICI Bank Virtual Payment Address (VPA) : ccpay.<mobile><last 4 card digits>@icici
Pay directly through ICICI Bank Internet Banking
Swipe your Debit Card to pay Credit Card dues
Auto-debit from your ICICI Bank Savings Account on the due date.
Pay from other bank accounts by entering 16-digit card number (Visa/Mastercard) or 15-digit (Amex) with IFSC code ICIC0000004.
Choose from iMobile app, Internet Banking, UPI, NEFT, Scan to Pay, Auto Debit, ICICI Bank ATMs, or even Cash Deposit at branches to pay your dues.
Make payments using any UPI/BHIM app, including non-ICICI Bank accounts. Use VPA format:
ccpay.<mobile><last 4 card digits>@icici.
Use the Scan to Pay feature with UPI-enabled apps by scanning the ICICI Bank QR code. No ICICI Bank account required.
Pay using Internet Banking linked to the accounts of other banks (if they support NEFT transactions). When you register your ICICI Bank Credit Card as the payee for fund transfer, enter the 15-digit number (in case of American Express Credit Card) or the 16-digit number (in case of Visa/Mastercard Credit Card) as the account number. In addition to this, you need to enter ‘ICIC0000004’ as the Indian Financial System (IFS) Code. For details, please click here
Pay Credit Card bills instantly from your smartphone.
Avoid missed due dates by enabling auto debit from your ICICI Bank Savings Account. Submit a written request to activate this facility on your card’s due date
Swipe your ICICI Bank Debit Card at any ICICI Bank ATM. Choose ‘More Options’ to pay your Credit Card bill directly and securely.
Pay via cash at any ICICI Bank branch. A fee of ₹100 + 18% GST is applicable per payment transaction.
Always use authorised ICICI Bank payment channels for Credit Card dues. Avoid third-party platforms to ensure your payments are secure and correctly credited.
You can pay using the following authorised modes:
Ensure you use only authorised payment modes to avoid delays.
Yes, you can pay from any other bank using the NEFT facility or platforms like Click to Pay and Scan to Pay (UPI-based). Ensure correct card number and IFSC (ICIC0000004) for NEFT transactions.
Ideally, pay before the due date to avoid interest and late payment charges. Bills are typically due 15–20 days after the statement generation date
The best time to pay is well before the due date. Early payment helps avoid charges and boosts credit health. Paying in full is always recommended.
Yes, paying the total outstanding amount helps avoid interest charges and keeps your credit score strong. If unable to pay in full, pay at least the ‘Minimum Due’.
It’s the minimum amount payable by the due date to avoid late fees. It typically includes interest, fees and a small part of the outstanding principal.
Yes, you can pay anytime. However, the charge will reflect in the next billing cycle. Early payments can help with better spend management and avoid overspending.
Here’s the simplified journey:
Credit Card bill payment usually reflects instantly or within a few hours after a successful transaction. In some cases, it may take up to one working day depending on the payment mode used.
ICICI Bank does not levy convenience charges for Credit Card bill payment made through its digital platforms. However, third-party payment channels may have separate fee structures.
If your Credit Card payment fails or there is a discrepancy, check transaction status through the ICICI Bank Net Banking or iMobile app. For unresolved issues, contact ICICI Bank customer care with transaction details.
After successful Credit Card bill payment, you can download the payment receipt from the confirmation screen or access it later through transaction history in ICICI Bank Net Banking or iMobile app.
