How to Activate Credit Card Online & Offline

A Credit Card offers financial convenience but before you can enjoy its advantages, you need to activate your Card. When it comes to ICICI Bank, Credit Card activation is easy. The activation process ensures that your Credit Card is ready for secure transactions. Here are simple methods of activating your ICICI Bank Credit Card so that you can make the most of its features and benefits.

Different ways to activate your Credit Card

For activating online / contactless / international transactions:

As per RBI guidelines, International, Tap & Pay and Online transactions are disabled on your ICICI Bank Credit Card at the time of Card issuance. You can enable these transactions on your Card 24X7 through iMobile and Internet Banking by following these steps:

Using the iMobile App

​Log into iMobile> Click on ‘Cards / Forex / Paylater’ > Choose your Credit Card > Click on ‘Manage Your Card’ > Enable International /Online / Tap & Pay transactions

Using Internet Banking

​​​Log into Internet Banking > Click on ‘Cards’ > Click on ‘Credit Card’ > Click on ‘Manage Your Card’ > Select Credit Card Number > Under ‘Manage Credit Card Usage’, click on ‘Edit’ > Enable International / Online / Tap & Pay transactions> Enter the OTP sent to the registered mobile number to complete the process.

You can also change your ICICI Bank Credit Card transaction limits through iMobile and Internet Banking.

Different Ways to Generate Credit Card PIN

ICICI Bank makes generating and changing your Credit Card PIN easy, through Internet Banking and iMobile.

iMobile

• ​​Log into iMobile and go to ‘Cards / Forex / Paylater’ 

• Select your Credit Card and click on ‘Generate PIN’

• Set your Credit Card PIN and submit.

Internet Banking

• ​​Log into ICICI Bank Internet Banking

• Go to: Cards > Credit Card 

• Select ‘Generate Credit Card PIN Online’ from the left menu

• Choose your Card and enter the CVV

• Click on ‘Submit’ to get the OTP on your registered mobile number

• Enter the OTP and proceed to ‘Set New PIN’ and submit.

You can also generate the PIN by calling Customer Care on 1800 1080.  

How long does it take?

Whether you opt for Customer Care assistance, Internet Banking or iMobile, you can activate your Credit Card easily in just five minutes and unlock its potential for various transactions.

Tips to Activate Your Credit Card Easily

Check your details

Before initiating the Credit Card activation process, take a moment to review the personal information associated with your Card. Confirm that the details match your identification documents. This step ensures a hassle-free activation experience.

Keep essential information ready

To speed up the activation process, keep essential details about your Credit Card like your Card number, expiry date and CVV number handy. This preparation ensures quick and efficient activation.

Activate promptly

Once you receive your Credit Card, it is advisable to activate it promptly. Timely activation ensures that you can start using the Card for online and offline transactions without unnecessary delays.

Use secure networks

If you opt for online activation, use a secure and private network, i.e., connect to a trusted Wi-Fi network or use your mobile data to ensure the confidentiality of your sensitive information during the activation process.

Follow instructions carefully

Whether you activate your Credit Card through a phone call or online, follow the instructions carefully. Each activation method comes with specific steps and following the given instructions ensures error-free completion of the activation process, so that you have a fully activated Credit Card ready for use.

Conclusion

Activating your ICICI Bank Credit Card is quick and easy, with multiple options available for activation. Whether you prefer the simplicity of a phone call or the tech-savvy approach of online activation, the choice is yours. Do not let your Credit Card stay inactive after issuance– follow the activation guidelines, choose any method as per your preference and start using your ICICI Bank Credit Card.

FAQs

How do I activate international transactions on my Credit Card? 

You can activate international transactions online through the iMobile app or Internet Banking by following the steps given above or by calling Customer Care on 1800 1080.

What happens if I don’t activate my Credit Card?

If you don’t activate your Credit Card, you won’t be able to use it for purchases or withdrawals. In some cases, the Credit Card may also get cancelled after a certain period of non-usage. Credit Card.